3105 Kay St, Conover, NC 28613 Property Records

Catawba County property record for 3105 Kay St, Conover, NC 28613

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,268 sqft · built 1997
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on Record
Last Sale$95,500 (Dec 2015)
Tax Bill$925 (2025)
Deeds & MortgagesMar 2026 Mortgage
Flood ZoneZone AE (high risk)
APN3761-13-02-9978

Property Details

APN / Parcel Number

Primary APN3761-13-02-9978
Alternative APN
  • 0042456

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,268 sqft Living Area
1st Floor Area2,484 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleSplit Foyer
Exterior MaterialVinyl
Construction TypeFrame
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions153 ft deep x 100 ft wide
TerrainRolling
PorchPorch
Porch Area24 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3105 KAY ST
CityCONOVER
StateNC
Zip28613-7312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 18 PLAT 16-40
Legal SubdivisionSHANGRI-LA
Legal Lot Number18
JurisdictionCATAWBA NC
Township / Civil DivisionNEWTON
Census Block Group1
Census Block1058
Census Tract11401

Owner

Source: Catawba County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3105 KAY ST, CONOVER, NC 28613-7312
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 2015 · Amount on Record
Deed SaleDec 21, 2015 · Amount on Record
Prior SaleAug 27, 2007 · Amount on Record
Deed Document Number201521554
Deed Book / Page3322 / 472
Prior Transfer DateDec 20, 2004
Prior Transfer Doc0026370108
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address3105 KAY ST, CONOVER, NC 28613-7312
Transaction TypeMortgage
Record UpdatedApr 1, 2026
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address3105 KAY ST, CONOVER, NC 28613-7312

Mortgage

Document Number0040041189
DateMar 10, 2026
Book Page4004/1189
Instrument4438
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term351 Months
DueJun 1, 2055

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCatawba County
Unified School DistrictCatawba County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$232,000 (-) Land $11,000 Building $221,000
2025$925.00 (-21.88%)$232,000 (-) Land $11,000 Building $221,000
2024$1,184.00 (+3.95%)
2023$1,139.00$232,000 Land $11,000 Building $221,000$232,000 Land $11,000 Building $221,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2013)
Most Recent ClaimJul 2013 · Severe Storms, Flooding, Landslides, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSHANGRI-LA S/D
private · serves 170 people · EPA ID NC0118255
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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