3105 Grady Tolbert Rd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 3105 Grady Tolbert Rd, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,488 sqft · built 1962
Lot Size	0.507 acres (22,085 sqft)
Owner	Individual Name on Record
Tax Bill	$1,385 (2024)
Deeds & Mortgages	Jan 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-2S-27-0000-05900-0000`

Property Details

APN / Parcel Number

Primary APN	`01-2S-27-0000-05900-0000`
Alternative APN	`S272010000059000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,488 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	1,488 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Concrete Block
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,085 sqft (0.507 acres)
Lot Dimensions	140 ft deep x 165 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	1 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3105 GRADY TOLBERT RD
City	NAVARRE
State	FL
Zip	32566-9503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BEG N 30 FT FROM NE COR LOT 1 BLK 3 WELLS SUB TH WLY 294 FT TH N 93 DEG 149 FT TH RIGHT 87 * 303 FT TO CO RD TH SLY 142.5 FT TO POB & N 15 FT OF VACATED DIAMOND ST LYING CONTIGUOUS TO ABOVE PROPERTY AS DES IN OR 22 86 PG 1010 LESS #59.1 & #59.2 AS DE
Legal Range	27W
Legal Township	2S
Legal Section	01
Legal Subdivision	WELLS SUB
Legal Block	3
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1221
Census Tract	10802

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3105 GRADY TOLBERT RD, NAVARRE, FL 32566-9503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 21, 2019
Transfer Doc	0037980857
Record Updated	Jun 8, 2026

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 22, 2019
Property Address	3105 GRADY TOLBERT RD, NAVARRE, FL 32566-9503
Document Number	0037980857
Book / Page	003798 / 000857
Instrument Date	Jan 21, 2019
Instrument	2548
Transaction Type	Transfer
Record Updated	Feb 27, 2019

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 GRADY TOLBERT RD NAVARRE FL 325669503, NAVARRE, FL 32566-9503

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$138,215 (+3.48%)	$142,417 (+3.75%) Land $42,000 Building $100,417
2024	$1,385.00 (+5%) Homeowner's exemption	$133,562 (+5.19%)	$137,271 (+6.21%) Land $42,000 Building $95,271
2023	$1,319.00 (+7.5%) Homeowner's exemption Additional exemption filed	$126,973 (+6.88%)	$129,245 (+8.79%) Land $35,000 Building $94,245
2022	$1,227.00 Homeowner's exemption Additional exemption filed	$118,802	$118,802 Land $30,000 Building $88,802

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 198 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 in force
Nearby Flood Claims	133 (1995–2024)
Claims Outside the SFHA	28 of 133
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 31 claims Hurricane Frances, Sep 2004 · 68 claims Hurricane Opal, Oct 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20