3105 E Elm St, Tampa, FL 33610 Property Records

Hillsborough County property record for 3105 E Elm St, Tampa, FL 33610

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,272 sqft · built 1958
Lot Size	0.219 acres (9,520 sqft)
Owner	2 Individual Names on File
Last Sale	$349,900 (Jan 2023)
Tax Bill	$171 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`151196-0000`

Property Details

APN / Parcel Number

Primary APN	`151196-0000`
Alternative APN	`A32281947M000003000030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,272 sqft Living Area
Gross Area	1,695 sqft
1st Floor Area	1,272 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,520 sqft (0.219 acres)
Lot Dimensions	100 ft deep x 97 ft wide
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Patio Area	205 sqft
Shed	1 Shed
Utility Building	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1511960000
Street Address	3105 E ELM ST
City	TAMPA
State	FL
Zip	33610-1536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-60
Legal Description	RIVER GROVE ESTATES LOT 3 BLOCK 3
Legal Range	19E
Legal Township	28S
Legal Section	32
Legal Subdivision	RIVER GROVE ESTATES
Legal Tract	47M
Legal Block	3
Legal Lot Number	3
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	1
Census Block	1014
Census Tract	1002

Owner

3105 E Elm St is owned and occupied by two individuals who bought it in January 2023.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3105 E ELM ST, TAMPA, FL 33610-1536
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Warranty Deed, Transfer · VA Mortgage AMCAP MORTGAGE LTD
Jun 15, 2022	Deed of Trust, Mortgage · Commercial Mortgage SAFETY HARBOR ENTERPRISES LLC
May 17, 2022	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2023 · Amount on File
Deed Sale	Jan 6, 2023 · Amount on File
Prior Sale	May 17, 2022 · Amount on File
Deed Document Number	20236924
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jan 6, 2023
Property Address	3105 E ELM ST, TAMPA, FL 33610-1536
Document Number	0000006924
Map Reference	MB 33 PG 13
Instrument Date	Dec 29, 2022
Instrument	2023006924
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	ALL REAL ESTATE TTL SLN INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,449.30
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1430 W BUSCH BLVD # 9, 9, TAMPA, FL 33612-7659

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 E ELM ST, TAMPA, FL 33610-1536

Mortgage

Document Number	0000006925
Date	Jan 6, 2023
Instrument	2023006925

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	3105 E ELM ST, TAMPA, FL 33610-1536
Transaction Type	Mortgage
Record Updated	Jun 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 341077, TAMPA, FL 33694-1077

Mortgage

Document Number	0000301970
Date	Jun 15, 2022
Instrument	2022301970

Lender

Name	SAFETY HARBOR ENTERPRISES LLC
Type	Non-Lending Institution
Address	TAMPA, FL 33624

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 17, 2022
Property Address	3105 E ELM ST, TAMPA, FL 33610-1536
Document Number	0000254348
Map Reference	MB 33 PG 13
Instrument Date	May 16, 2022
Instrument	2022254348
Transaction Type	Foreclosure
Record Updated	Jun 3, 2022

Transaction

Amount	Amount on Record
Tax	$1,582.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 W BUSCH BLVD # 9, 9, TAMPA, FL 33612-7659

Tax Assessment & Valuation

The 2025 property tax bill for 3105 E Elm St was $171.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Municipality	Tampa City
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,296 (+2.7%)	$323,404 (+3.05%) Land $84,681 Building $238,723
2025	$171.00 Disabled Person's exemption Veteran's exemption	$313,823 Land $79,976 Building $233,847	$313,823 Land $79,976 Building $233,847
2023	$5,306.00 (+934.31%)	$267,490 (+526.15%) Land $75,272 Building $192,218	$267,490 (+67.77%) Land $75,272 Building $192,218
2022	$513.00 Homeowner's exemption	$42,720	$159,443 Land $65,863 Building $93,580

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3105 E Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (1985–2024)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Elena, Aug 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3105 E Elm St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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