3105 Drumfinn Dr, Florence, SC 29501 Property Records

Florence County property record for 3105 Drumfinn Dr, Florence, SC 29501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,935 sqft · built 2020
Lot Size	0.15 acres (6,534 sqft)
Owner	Trust Name on File
Last Sale	$327,500 (Sep 2022)
Tax Bill	$1,682 (2025)
Deeds & Mortgages	Jul 2021 Construction Loan Jul 2021 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`00098-01-217`

Property Details

APN / Parcel Number

Primary APN	`00098-01-217`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,935 sqft Living Area
1st Floor Area	1,935 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Basement
Garage Area	462 sqft

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Street Address	3105 DRUMFINN DR
City	FLORENCE
State	SC
Zip	29501-7588
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KINGS GATE PH III LT 94
Legal Subdivision	KINGS GATE SUBDIVISION
Legal Lot Number	94
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2021
Census Tract	101

Owner

3105 Drumfinn Dr is owner-occupied and held in a trust since January 2023.

Source: Florence County records, as of June 5, 2026

Owner of Record	Trust Name on File
Mailing Address	3105 DRUMFINN DR, FLORENCE, SC 29501-7588
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Construction Mortgage DEDICATED COMMUNITY BANK
Jul 21, 2021	Deed of Trust, Mortgage · Line of Credit DEDICATED COMMUNITY BANK
Jan 19, 2023	Intrafamily Transfer, Transfer
Sep 16, 2022	Survivorship Deed, Transfer
Sep 25, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage MAGNOLIA BK
Mar 26, 2020	Grant Deed, Construction Loan · Line of Credit CITIZENS BK
Dec 12, 2019	Trustee's Deed, Construction Loan · Line of Credit DEDICATED CMNTY BK
Sep 20, 2019	Trustee's Deed, Construction Loan · Line of Credit DEDICATED CMNTY BK
Dec 28, 2018	Trustee's Deed, Construction Loan · Line of Credit DEDICATED CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2022 · Amount on File
Deed Sale	Sep 16, 2022 · Amount on File
Prior Sale	Sep 25, 2020 · Amount on File
Deed Document Number	202213593
Deed Book / Page	1013 / 248
Last Transfer Date	Jan 7, 2023
Transfer Doc	0010301804
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	3105 DRUMFINN DR, FLORENCE, SC 29501-7588
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009371097
Date	Jul 26, 2021
Book Page	937/1097

Lender

Name	DEDICATED COMMUNITY BANK
Type	Bank
Address	FLORENCE, SC 29502

Agreement

Type	Construction Mortgage
Amount	Amount on Record

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	3105 DRUMFINN DR, FLORENCE, SC 29501-7588
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009361651
Date	Jul 21, 2021
Book Page	936/1651

Lender

Name	DEDICATED COMMUNITY BANK
Type	Bank
Address	DARLINGTON, SC 29540

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLORENCE SC
Recording Date	Jan 19, 2023
Property Address	3105 DRUMFINN DR, FLORENCE, SC 29501-7588
Document Number	0010301804
Book / Page	1030 / 1804
Map Reference	MB 104 PG 356
Instrument Date	Jan 17, 2023
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 DRUMFINN DR, FLORENCE, SC 29501-7588

September 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FLORENCE SC
Recording Date	Sep 16, 2022
Property Address	3105 DRUMFINN DR, FLORENCE, SC 29501-7588
Document Number	0010130248
Book / Page	1013 / 248
Map Reference	MB 104 PG 356
Instrument Date	Sep 16, 2022
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Amount	Amount on Record
Tax	$851.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 3909, FLORENCE, SC 29502-3909

September 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FLORENCE SC
Recording Date	Sep 25, 2020
Property Address	WESSEX SUBDIVISION #94, 94, FLORENCE, SC 29501
Document Number	0000013181
Book / Page	000877 / 000593
Instrument Date	Sep 25, 2020
Instrument	13181
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$992.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 DRUMFINN DR FLORENCE SC 295017588, FLORENCE, SC 29501-7588

Mortgage

Document Number	13182
Date	Sep 25, 2020
Book Page	000877/000597
Instrument	13182

Lender

Name	MAGNOLIA BK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2050

March 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	FLORENCE SC
Recording Date	Mar 26, 2020
Property Address	WESSEX SUBDIVISION #94, 94, FLORENCE, SC 29501
Document Number	0000004198
Book / Page	000845 / 001630
Instrument Date	Mar 25, 2020
Instrument	4198
Transaction Type	Construction Loan
Record Updated	Jun 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$148.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4239 ARMFIELD RD EFFINGHAM SC 295415052, EFFINGHAM, SC 29541-5052

Mortgage

Document Number	8451634
Date	Mar 26, 2020
Book Page	000845/001634

Lender

Name	CITIZENS BK
Type	Bank
Address	FLORENCE, SC 29501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Mar 25, 2021

Interest

Rate Type	Adjustable Rate

December 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FLORENCE SC
Recording Date	Dec 12, 2019
Property Address	WESSEX SUBDIVISION #94, 94, FLORENCE, SC 29501
Book / Page	000830 / 000041
Instrument Date	Dec 11, 2019
Instrument	18208
Transaction Type	Construction Loan
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4521 FLORENCE SC 295024521, FLORENCE, SC 29502-4521

Mortgage

Document Number	0000018208
Date	Dec 12, 2019
Book Page	000830/000041
Instrument	18208

Lender

Name	DEDICATED CMNTY BK
Type	Bank
Address	DARLINGTON, SC 29540-0502

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Dec 11, 2021

Interest

Rate Type	Adjustable Rate

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FLORENCE SC
Recording Date	Sep 20, 2019
Property Address	WESSEX SUBDIVISION #94, 94, FLORENCE, SC 29501
Book / Page	000817 / 000019
Instrument Date	Sep 19, 2019
Instrument	13810
Transaction Type	Construction Loan
Record Updated	Oct 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4521 FLORENCE SC 295024521, FLORENCE, SC 29502-4521

Mortgage

Document Number	0000013810
Date	Sep 20, 2019
Book Page	000817/000019
Instrument	13810

Lender

Name	DEDICATED CMNTY BK
Type	Bank
Address	DARLINGTON, SC 29540-0502

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Sep 19, 2021

Interest

Rate Type	Adjustable Rate

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FLORENCE SC
Recording Date	Dec 28, 2018
Property Address	WESSEX SUBDIVISION #94, 94, FLORENCE, SC 29501
Book / Page	000777 / 001720
Instrument Date	Dec 27, 2018
Instrument	17249
Transaction Type	Construction Loan
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4521 FLORENCE SC 295024521, FLORENCE, SC 29502-4521

Mortgage

Document Number	0000017249
Date	Dec 28, 2018
Book Page	000777/001720
Instrument	17249

Lender

Name	DEDICATED CMNTY BK
Type	Bank
Address	DARLINGTON, SC 29540-0502

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Dec 27, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3105 Drumfinn Dr was $1,682.

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,682.00	$16,495 Land $1,600 Building $14,895	$412,391 Land $40,000 Building $372,391
2023	$154.00 (-87.24%) Homeowner's exemption	$12,703,273 (+118,588.9%) Land $1,600,000 Building $11,103,273	$31,758,184 (+11,768.58%) Land $4,000,000 Building $27,758,184
2022	$1,207.00 Homeowner's exemption	$10,703 Land $1,600 Building $9,103	$267,582 Land $40,000 Building $227,582

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3105 Drumfinn Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3105 Drumfinn Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Drumfinn Dr

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