3105 Creek Side Rd, Bloomington, IL 61704 Property Records

McLean County property record for 3105 Creek Side Rd, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,844 sqft · built 1996
Lot Size	0.161 acres (7,030 sqft)
Owner	Individual Name on File
Last Sale	$203,000 (Apr 2018)
Tax Bill	$6,590 (2024)
Deeds & Mortgages	May 2026 Line of Credit Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-31-102-011`

Property Details

APN / Parcel Number

Primary APN	`15-31-102-011`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,844 sqft Living Area
Gross Area	3,264 sqft
1st Floor Area	1,050 sqft
Basement Area	910 sqft
Finished Basement	910 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,030 sqft (0.161 acres)
Lot Dimensions	110 ft deep x 64 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Deck Area	224 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3105 CREEK SIDE RD
City	BLOOMINGTON
State	IL
Zip	61704-2908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 98 EAGLE CREEK 1ST ADD
Legal Range	03E
Legal Township	24N
Legal Section	31
Legal Subdivision	EAGLE CREEK
Legal Lot Number	98
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1004
Census Tract	5104

Owner

3105 Creek Side Rd is owned and occupied by an individual who bought it in April 2018.

Source: McLean County records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	3105 CREEK SIDE RD, BLOOMINGTON, IL 61704-2908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Dec 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK SPRINGFIELD
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK SPRINGFIELD
Apr 10, 2018	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO
Nov 1, 2017	Deed of Trust, Mortgage · Line of Credit IAA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2018 · Amount on File
Deed Sale	Apr 10, 2018 · Amount on File
Prior Sale	Sep 8, 2006 · Amount on File
Deed Document Number	20185333
Prior Transfer Date	Apr 1, 2014
Prior Transfer Doc	0000005103
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	May 12, 2026
Property Address	3105 CREEK SIDE RD, BLOOMINGTON, IL 61704-2908
Document Number	0000006548
Instrument Date	Apr 22, 2026
Instrument	20266548
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 CREEK SIDE RD, BLOOMINGTON, IL 61704-2908
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006548,
Date	May 12, 2026
Instrument	20266548

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2056

Interest

Rate	6.24%
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3105 CREEK SIDE RD, BLOOMINGTON, IL 61704-2908
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900019953
Date	Dec 3, 2019
Instrument	2019-00019953

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2034

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3105 CREEK SIDE RD, BLOOMINGTON, IL 61704-2908
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000013382
Date	Jul 17, 2020
Instrument	2020-00013382

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	174 Months
Due	Jan 1, 2035

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 10, 2018
Property Address	3105 CREEK SIDE RD, BLOOMINGTON, IL 61704-2908
Document Number	201800005333
Map Reference	DOC95-8781
Instrument Date	Apr 4, 2018
Instrument	2018-00005333
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 CREEK SIDE RD, BLOOMINGTON, IL 61704-2908
Investor	Possibly a Property Investor

Mortgage

Document Number	201800005334
Date	Apr 10, 2018
Instrument	2018-00005334

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3105 CREEK SIDE RD, BLOOMINGTON, IL 61704-2908
Transaction Type	Mortgage
Record Updated	Dec 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-00019753
Date	Nov 1, 2017
Instrument	2017-00019753

Lender

Name	IAA CU
Type	Credit Union
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 31, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$92,792 Land $20,173 Building $72,619	$278,376 Land $60,519 Building $217,857
2024	$6,590.00 (+7.57%)
2023	$6,126.00	$78,305 Land $17,023 Building $61,282	$234,915 Land $51,069 Building $183,846

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3105 Creek Side Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3105 Creek Side Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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