Harford County property record for 3105 Cardinal Way, Abingdon, MD 21009
| Property Type | Condominium |
|---|---|
| Details | 979 sqft · built 1993 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Oct 2022) |
| Tax Bill | $1,522 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-276158 |
| Primary APN | 01-276158 |
|---|---|
| Alternative APNs |
|
| Building Area | 979 sqft Living Area |
|---|
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Condo/Apartment |
| Lot Area | 43,560 sqft (1 acres) |
| Account Number | 276158 |
|---|---|
| Street Address | 3105 CARDINAL WAY |
| City | ABINGDON |
| State | MD |
| Zip | 21009-2938 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R3 |
| Legal Description | CONDO UNIT 3 3105 E 3105-E CARDINAL WAY ST CLAIR CONDO PT 6/92 |
| Legal Subdivision | ST CLAIR |
| Legal Lot Number | 3105E |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 301205 |
Source: Harford County assessment roll, as of August 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3105 CARDINAL WAY, E, ABINGDON, MD 21009-2938 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 6, 2022 · Amount on Record |
| Deed Sale | Oct 6, 2022 · Amount on Record |
| Prior Sale | May 31, 2022 · Amount on Record |
| Deed Book / Page | 15696 / 341 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 6, 2022 |
| Property Address | 3105 CARDINAL WAY, ABINGDON, MD 21009-2938 |
| Document Number | 0156960341 |
| Book / Page | 15696 / 341 |
| Map Reference | MB 6 FO 92-94 |
| Instrument Date | Oct 3, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $487.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3105 CARDINAL WAY, ABINGDON, MD 21009-2938 |
| Document Number | 0156960349 |
|---|---|
| Date | Oct 6, 2022 |
| Instrument | 15696-0349 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 11% |
| Index | Prime Rate |
| Margin | 3 |
| Max Rate | 10% |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,000 (+58.12%) Land $45,000 Building $140,000 | $185,000 (+58.12%) Land $45,000 Building $140,000 | |
| 2025 | $1,522.00 (+22.54%) | ||
| 2023 | $117,000 Land $33,000 Building $84,000 | $117,000 Land $33,000 Building $84,000 | |
| 2022 | $1,242.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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