3105 Breakwater Dr, Florence, SC 29501 Property Records

Florence County property record for 3105 Breakwater Dr, Florence, SC 29501

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,584 sqft · built 2018
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$266,500 (Mar 2019)
Tax Bill	$1,407 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09711-01-094`

Property Details

APN / Parcel Number

Primary APN	`09711-01-094`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,584 sqft Living Area
1st Floor Area	1,103 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Basement
Garage Area	461 sqft

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Street Address	3105 BREAKWATER DR
City	FLORENCE
State	SC
Zip	29501-7134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERGATE PH II LT 24
Legal Subdivision	SUMMERGATE
Legal Lot Number	24
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2013
Census Tract	101

Owner

3105 Breakwater Dr is owned and occupied by an individual who bought it in March 2019.

Source: Florence County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	3105 BREAKWATER DR, FLORENCE, SC 29501-7134
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Apr 2, 2018	Deed, Subdivision Related Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2019 · Amount on File
Deed Sale	Mar 12, 2019 · Amount on File
Prior Sale	Apr 2, 2018 · Amount on File
Deed Book / Page	787 / 351
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	3105 BREAKWATER DR, FLORENCE, SC 29501-7134
Document Number	0000017698
Instrument Date	Dec 5, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3105 BREAKWATER DR FLORENCE SC 295017134, FLORENCE, SC 29501-7134

Mortgage

Document Number	0000017698
Date	Dec 21, 2020
Book Page	000892/001302
Instrument	17698

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2050

April 2018: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FLORENCE SC
Recording Date	Apr 2, 2018
Property Address	3105 BREAKWATER DR, FLORENCE, SC 29501-7134
Document Number	0007391382
Book / Page	739 / 1382
Map Reference	MB106 PG196
Instrument Date	Mar 29, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$947.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 BREAKWATER DR, FLORENCE, SC 29501-7134

Mortgage

Document Number	0007391386
Date	Apr 2, 2018
Instrument	739/1386

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3105 Breakwater Dr was $1,407.

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,407.00	$14,660 Land $1,300 Building $13,360	$366,502 Land $32,500 Building $334,002
2023	$1,262.00 (+5.25%) Homeowner's exemption	$10,628,831 (+99,898.41%) Land $1,300,000 Building $9,328,831	$26,572,079 (+9,899.99%) Land $3,250,000 Building $23,322,079
2022	$1,199.00 Homeowner's exemption	$10,629 Land $1,300 Building $9,329	$265,721 Land $32,500 Building $233,221

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3105 Breakwater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3105 Breakwater Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 77% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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