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3105 Bernice Ave, Warren, MI 48091 Property Records

Macomb County property record for 3105 Bernice Ave, Warren, MI 48091

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,144 sqft · built 1961
Lot Size0.158 acres (6,882 sqft)
OwnerTrust Name on File
Last Sale$170,000 (Nov 2020)
Tax Bill$4,771 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Jun 2017 Sale
Flood ZoneZone X (minimal risk)
APN12-13-19-205-037

Property Details

APN / Parcel Number

Primary APN12-13-19-205-037
Alternative APN
  • 1319205037

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,144 sqft Living Area
1st Floor Area1,144 sqft
Basement Area1,144 sqft
Unfinished Basement1,142 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Construction TypeBrick
Lot Area6,882 sqft (0.158 acres)
Lot Dimensions115 ft deep x 60 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address3105 BERNICE AVE
CityWARREN
StateMI
Zip48091-3920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-C
Legal DescriptionLEDGECLIFF ESTATES SUB'N NO. 1" LOT 104 L.47 P.20-21
Legal SubdivisionLEDGECLIFF ESTATES
Legal Lot Number104
JurisdictionMACOMB MI
Township / Civil DivisionWARREN
Census Block Group1
Census Block1009
Census Tract262400

Owner

3105 Bernice Ave is owner-occupied and held in a trust since November 2020.

Source: Macomb County records, as of October 19, 2026

Owner of RecordTrust Name on File
Mailing Address3105 BERNICE AVE, WARREN, MI 48091-3920
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST SAVINGS BANK
Jun 6, 2017Warranty Deed, Transfer
TITLE ONE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2020 · Amount on File
Deed SaleNov 13, 2020 · Amount on File
Prior SaleJun 6, 2017 · Amount on File
Deed Document Number20202139918
Deed Book / Page27154 / 107
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateNov 13, 2020
Property Address3105 BERNICE AVE, WARREN, MI 48091-3920
Document Number0000139918
Book / Page27154 / 107
Map ReferenceLB 47 PG 20&21
Instrument DateNov 10, 2020
Instrument2139918
Transaction TypeTransfer
Record UpdatedMay 31, 2021
Title CompanyBBC TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,462.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3105 BEMICE AVENUE, 3105, WARREN, MI 48091

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3105 BERNICE AVE, WARREN, MI 48091-3920

Mortgage

Document Number0000139919
DateNov 13, 2020
Instrument2139919
Lender
NameFIRST SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateJun 6, 2017
Property Address3105 BERNICE AVE, WARREN, MI 48091-3920
Document Number0000070876
Book / Page024752 / 000247
Instrument DateMar 8, 2012
Instrument70876
Transaction TypeTransfer
Record UpdatedJul 4, 2017
Title CompanyTITLE ONE

Transaction

AmountAmount on Record
Tax$602.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3346 NORWALK ST HAMTRAMCK MI 482123551, HAMTRAMCK, MI 48212-3551

Tax Assessment & Valuation

The 2025 property tax bill for 3105 Bernice Ave was $4,771 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalityWarren City
Unified School DistrictWarren Consolidated Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$112,690$225,380
2025$4,771.00
2023$92,360$184,720
2022$4,154.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3105 Bernice Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3105 Bernice Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WARREN
serves 134,056 people · EPA ID MI0006900
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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