Stephens County property record for 3105 Ben Rd, Marlow, OK 73055
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,704 sqft · built 1996 |
| Lot Size | 5.12 acres (223,236 sqft) |
| Owner | Individual Name on File |
| Last Sale | $10,000 (May 1996) |
| Deeds & Mortgages | Jul 2022 Line of Credit Aug 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11707 |
| Primary APN | 11707 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,704 sqft Living Area |
| Storm Shelter | Storm Shelter |
| Storm Shutters | Storm Shutters |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 223,236 sqft (5.12 acres) |
| Garage Type | Carport |
| Garage Area | 576 sqft |
| Carport | Carport |
| Carport Area | 576 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 580 sqft |
| Deck Area | 504 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Storage Building | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 11707 |
|---|---|
| Street Address | 3105 BEN RD |
| City | MARLOW |
| State | OK |
| Zip | 73055-8766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BLK 1 LOTS 18, 19, & 20 GARRISON-WOODS |
| Legal Range | 07W |
| Legal Township | 02N |
| Legal Section | 34 |
| Legal Subdivision | GARRISON WOODS SUB-DIV |
| Legal Block | 1 |
| Legal Lot Number | 18-20 |
| Jurisdiction | STEPHENS OK |
| Township / Civil Division | DUNCAN |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 800 |
Source: Stephens County records · APN 11707
Assessment roll updated March 23, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3105 BEN RD, MARLOW, OK 73055-8766 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2022 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Aug 04, 2021 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Jan 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 03, 1996 · Amount on Record |
| Deed Sale | May 03, 1996 · Amount on Record |
| Prior Sale | Jun 01, 1992 · Amount on Record |
| Deed Book / Page | 1991 / 374 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Property Address | 3105 BEN RD, MARLOW, OK 73055-8766 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3105 BEN RD, MARLOW, OK 73055-8766 |
| Document Number | 006202/132 |
|---|---|
| Date | Jul 28, 2022 |
| Book Page | 6202/132 |
| Instrument | I-2022-007554 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | DUNCAN, OK 73533 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Property Address | 3105 BEN RD, MARLOW, OK 73055-8766 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3105 BEN RD, MARLOW, OK 73055-8766 |
| Document Number | 6018/56 |
|---|---|
| Date | Aug 04, 2021 |
| Book Page | 6018/56 |
| Instrument | 2021-007262 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | DUNCAN, OK 73533 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Property Address | 3105 BEN RD, MARLOW, OK 73055-8766 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS CO ABSTRACT CO |
| Name | Verified Name |
|---|
| Document Number | 5770/222 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 5770/222 |
| Instrument | 2020-000619 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2035 |
Source: Stephens County records · Assessment roll updated March 23, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Stephens County |
| Municipality | Duncan City |
| Unified School District | Marlow Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $23,679 (+6.09%) Land $1,183 Building $22,496 | $297,157 (+4.61%) Land $11,162 Building $285,995 |
| 2023 | Homeowner's exemption | $22,320 Land $1,117 Building $21,203 | $284,052 Land $11,162 Building $272,890 |
Source: FEMA National Flood Hazard Layer as of September 29, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2007 · Severe Storms, Tornadoes, And Flooding |
| Wildfire Risk | High above 79% of the US · above 53% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| 360 Communications, Inc. (OK, AR & TX) Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| JAB Wireless Fixed Wireless | 50 / 10 |
May also be available: AMG Technology Investment Group, T-Mobile USA.
Based on FCC filings for 23 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | STEPHENS CO RWD #5 serves 6,426 people |
|---|---|
| Water Source | Purchased surface water from DUNCAN PUBLIC UTILITIES AUTHORITY |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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