3105 4th St N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 3105 4th St N, Saint Cloud, MN 56303 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,008 sqft · built 1990
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$128,900 (Feb 2019)
Tax Bill$2,764 (2026)
Deeds & MortgagesFeb 2019 Sale
Flood ZoneZone X (minimal risk)
APN82-45707-0000

Property Details

APN / Parcel Number

Primary APN82-45707-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)
Lot Width48 ft Width
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address3105 4TH ST N
CitySAINT CLOUD
StateMN
Zip56303-3714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 014 BLK 046 CENTRAL PARK ADD SECTION 10 TOWNSHIP 124 RANGE 028 SECTION 10 TOWNSHIP 124 RANGE 028
Legal Range28W
Legal Township124
Legal Section10
Legal SubdivisionCENTRAL PARK ADD
Legal Block46
Legal Lot Number14
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1006
Census Tract601

Owner

Source: Stearns County records · APN 82-45707-0000

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6774 170TH AVE, ROYALTON, MN 56373-3817
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 20, 2019 · Amount on Record
Deed SaleFeb 20, 2019 · Amount on Record
Prior SaleNov 03, 2014 · Amount on Record
Deed Document Number20191538626
Record UpdatedJun 08, 2026

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateFeb 20, 2019
Property Address3105 4TH ST N, SAINT CLOUD, MN 56303-3714
Document Number00A1538626
Instrument DateFeb 15, 2019
InstrumentA1538626
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6774 170TH AVE, ROYALTON, MN 56373-3817

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,764.00 (+28.68%)
2025$210,400 (+7.57%) Land $25,000 Building $185,400$210,400 (+7.57%) Land $25,000 Building $185,400
2023$2,148.00$195,600 Land $25,000 Building $170,600$195,600 Land $25,000 Building $170,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 285 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BIF IV Intrepid HoldCoFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Lumen Technologies, Spectrum, Consolidated Communications, Xtratyme Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on 4th St N

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