3105 35th Ter, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 3105 35th Ter, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,427 sqft · built 2005
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$228,900 (Jun 2020)
Tax Bill	$2,402 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2020 Mortgage
APN	`06-5.0-22-004-000-191.038`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-22-004-000-191.038`

Interior

Building Area	1,427 sqft Base Area
1st Floor Area	1,427 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	107 ft deep x 75 ft wide

Location & Zoning

Street Address	3105 35TH TER
City	SAINT JOSEPH
State	MO
Zip	64503-1553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:MORNINGSIDE 2ND EXTENSION LOT:38 BLK:LGL DESC:
Legal Subdivision	MORNINGSIDE 2ND EXTENSION
Legal Lot Number	38
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1014
Census Tract	1800

Owner

3105 35th Ter is owned and occupied by two individuals who bought it in June 2020.

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3105 35TH TER, SAINT JOSEPH, MO 64503-1553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Jun 15, 2020	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2020 · Amount on File
Deed Sale	Jun 15, 2020 · Amount on File
Prior Sale	Mar 10, 2015 · Amount on File
Deed Document Number	20204829
Deed Book / Page	3749 / 674
Prior Transfer Date	Dec 16, 2009
Prior Transfer Doc	03187/0170
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3105 35TH TER, SAINT JOSEPH, MO 64503-1553
Transaction Type	Mortgage
Record Updated	Jan 24, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003771/723
Date	Jan 10, 2022
Book Page	3771/723
Instrument	2022000289

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 15, 2020
Property Address	3105 35TH TER, SAINT JOSEPH, MO 64503-1553
Document Number	003749/674
Book / Page	3749 / 674
Instrument Date	Jun 15, 2020
Instrument	2020004829
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 35TH TER, SAINT JOSEPH, MO 64503-1553

Mortgage

Document Number	2020004830
Date	Jun 15, 2020
Instrument	2020004830

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3105 35th Ter was $2,402, up % from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,402.00 (+0.04%)	$33,600 Land $4,180 Building $29,420	$176,850 Land $22,000 Building $154,850
2024	$2,401.00 (+16.21%)
2023	$2,066.00 (-0.67%)	$31,550 (-) Land $4,180 Building $27,370	$166,060 Land $22,000 Building $144,060
2022	$2,080.00	$31,550 Land $4,180 Building $27,370
2021			$166,060 Land $22,000 Building $144,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3105 35th Ter; there have been 5 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1984–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · other causes
Claims by Event	Severe Storms And Flooding, May 2007 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3105 35th Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

Nearby Properties on 35th Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures