3105 126th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3105 126th St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,586 sqft · built 2013
Lot Size	0.502 acres (21,902 sqft)
Owner	Individual Name on Record
Tax Bill	$7,004 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R322022`

Property Details

APN / Parcel Number

Primary APN	`R322022`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,586 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	21,902 sqft (0.502 acres)
Garage Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3105 126TH ST
City	LUBBOCK
State	TX
Zip	79423-6894
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLA MIA ESTATES L 57
Legal Subdivision	BELLA MIA ESTATES
Legal Lot Number	570
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1088
Census Tract	10512

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3105 126TH ST, LUBBOCK, TX 79423-6894
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Vendor's Lien, Transfer · Conventional Mortgage CITY BANK
Jan 22, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2022
Deed Sale	Jul 6, 2022
Prior Sale	Jun 28, 2013
Deed Document Number	2022032685
Record Updated	Jun 8, 2026

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jul 6, 2022
Property Address	3105 126TH ST, LUBBOCK, TX 79423-6894
Document Number	0000032685
Map Reference	FILE 2012040677
Instrument Date	Jul 1, 2022
Instrument	2022032685
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5506 COUNTY ROAD 7670, LUBBOCK, TX 79424-2152

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 126TH ST, LUBBOCK, TX 79423-6894

Mortgage

Document Number	0000032686
Date	Jul 6, 2022
Instrument	2022032686

Lender

Name	CITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	3105 126TH ST, LUBBOCK, TX 79423-6894
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003536
Date	Jan 22, 2021
Instrument	2021003536

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	271 Months
Due	Aug 1, 2043

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,004.00 (-7.57%) Homeowner's exemption	$417,484 (+6.83%) Land $30,800 Building $386,684	$417,484 (+6.83%) Land $30,800 Building $386,684
2024	$7,578.00 (+7.44%)
2023	$7,053.00 (+5.1%) Homeowner's exemption	$390,779 Land $30,800 Building $359,979	$390,779 Land $30,800 Building $359,979
2022	$6,711.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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