3105 125th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3105 125th St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,792 sqft · built 2010
Lot Size	0.503 acres (21,939 sqft)
Owner	Individual Name on Record
Tax Bill	$6,695 (2025)
Deeds & Mortgages	Mar 2020 Mortgage May 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R312266`

Property Details

APN / Parcel Number

Primary APN	`R312266`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,792 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	21,939 sqft (0.503 acres)
Lot Dimensions	213 ft deep x 103 ft wide
Garage Area	522 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3105 125TH ST
City	LUBBOCK
State	TX
Zip	79423-7905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLA MIA ESTATES L 43
Legal Subdivision	BELLA MIA ESTATES
Legal Lot Number	430
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1088
Census Tract	10512

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3105 125TH ST, LUBBOCK, TX 79423-7905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2020	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
May 20, 2021	Warranty Deed, Transfer HUB CITY TITLE
Aug 3, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 2, 2020	Vendor's Lien, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 2, 2020	Deed of Trust, Mortgage SOUTHEAST TX HSNG FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2021
Deed Sale	May 20, 2021
Prior Sale	Mar 2, 2020
Deed Document Number	2021024942
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	3105 125TH ST, LUBBOCK, TX 79423-7905
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	HUB CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009921
Date	Mar 10, 2020
Instrument	2020009921

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	May 20, 2021
Property Address	3105 125TH ST, LUBBOCK, TX 79423-7905
Document Number	0000024942
Map Reference	FILE 2007029467
Instrument Date	May 17, 2021
Instrument	2021024942
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	HUB CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 125TH ST, LUBBOCK, TX 79423-7905

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	3105 125TH ST, LUBBOCK, TX 79423-7905
Document Number	0000046308
Instrument Date	Aug 3, 2020
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3208 125TH ST LUBBOCK TX 794237906, LUBBOCK, TX 79423-7906

Mortgage

Document Number	0000046308
Date	Oct 16, 2020
Instrument	46308

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 15, 2045

March 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Mar 2, 2020
Property Address	3105 125TH ST, LUBBOCK, TX 79423-7905
Document Number	0000008843
Map Reference	FILE 2007029467
Instrument Date	Mar 2, 2020
Instrument	2020008843
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	HUB CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 125TH ST, LUBBOCK, TX 79423-7905

Mortgage

Document Number	0000008844
Date	Mar 2, 2020
Instrument	2020008844

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Mortgage

Document Number	0000008845
Date	Mar 2, 2020
Instrument	2020008845

Lender

Name	FIRSTTRUST HOME LOANS INC
Type	Mortgage Company
Address	HOUSTON, TX 77089

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Mar 2, 2023

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	3105 125TH ST, LUBBOCK, TX 79423-7905
Document Number	0000009842
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	HUB CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 125TH ST LUBBOCK TX 794237905, LUBBOCK, TX 79423-7905

Mortgage

Document Number	0000009842
Date	Mar 10, 2020
Instrument	9842

Lender

Name	SOUTHEAST TX HSNG FIN
Address	HOUSTON, TX 77089

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Mar 9, 2023

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,695.00 (-6.81%) Homeowner's exemption	$402,550 (-) Land $30,800 Building $371,750	$402,550 (-) Land $30,800 Building $371,750
2024	$7,184.00 (-1.6%)
2023	$7,301.00 (-8.97%) Homeowner's exemption	$402,550 Land $30,800 Building $371,750	$402,550 Land $30,800 Building $371,750
2022	$8,020.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

Nearby Properties on 125th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures