Comal County property record for 31049 Clover Pass, Bulverde, TX 78163
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,808 sqft · built 2021 |
| Lot Size | 0.381 acres (16,596 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $444,299 (Sep 2026) |
| Tax Bill | $15,977 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Apr 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-0305-0769-00 |
| Primary APN | 25-0305-0769-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,808 sqft Living Area |
| Gross Area | 3,792 sqft |
| 1st Floor Area | 2,808 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,596 sqft (0.381 acres) |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 31049 CLOVER PASS |
|---|---|
| City | BULVERDE |
| State | TX |
| Zip | 78163-2561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOHNSON RANCH 6, BLOCK A, LOT 10 |
| Legal Subdivision | JOHNSON RANCH 6 |
| Legal Block | A |
| Legal Lot Number | 10 |
| Jurisdiction | COMAL TX |
| Township / Civil Division | CANYON LAKE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 310703 |
31049 Clover Pass is owned and occupied by two individuals who bought it in September 2026.
Source: Comal County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31049 CLOVER PASS, BULVERDE, TX 78163-2561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2026 | Special Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Apr 1, 2026 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Sep 27, 2021 | Vendor's Lien, Subdivision Related Transfer · VA Mortgage USAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2026 · Amount on File |
| Deed Sale | Sep 14, 2026 · Amount on File |
| Prior Sale | Sep 27, 2021 · Amount on File |
| Deed Document Number | 202627844 |
| Prior Transfer Date | Sep 22, 2021 |
| Prior Transfer Doc | 0000050291 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Sep 14, 2026 |
| Property Address | 31049 CLOVER PASS, BULVERDE, TX 78163-2561 |
| Document Number | 0000027844 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202627844 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31049 CLOVER PASS, BULVERDE, TX 78163-2561 |
| Document Number | 0000027845, |
|---|---|
| Date | Sep 14, 2026 |
| Instrument | 202627845 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2051 |
| Max Rate | -1% |
|---|
| Document Number | 0000027925, |
|---|---|
| Date | Sep 15, 2026 |
| Instrument | 202627925 |
| Name | CERTIFIED FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 4, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Apr 1, 2026 |
| Property Address | 31049 CLOVER PASS, BULVERDE, TX 78163-2561 |
| Document Number | 0000009301 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 20269301 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 31049 CLOVER PASS, BULVERDE, TX 78163-2561 |
| Document Number | 0000009301, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 20269301 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 25, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Sep 27, 2021 |
| Property Address | 31049 CLOVER PASS, BULVERDE, TX 78163-2561 |
| Document Number | 0006050291 |
| Map Reference | FILE 201906046936 |
| Instrument Date | Sep 22, 2021 |
| Instrument | 202106050291 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6735 WEST AVE INTERSTATE 10103, 6735, SAN ANTONIO, TX 78213-2139 |
| Name | Verified Name |
|---|---|
| Address | 31049 CLOVER PASS, BULVERDE, TX 78163-2561 |
| Document Number | 0006050292 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 202106050292 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2026 property tax bill for 31049 Clover Pass was $15,977.
Source: Comal County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Unified School District | Comal Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,977.00 | $665,140 (+7.37%) Land $143,090 Building $522,050 | $665,140 (+7.37%) Land $143,090 Building $522,050 |
| 2025 | $619,460 Land $143,090 Building $476,370 | $619,460 Land $143,090 Building $476,370 | |
| 2023 | $608,440 Land $158,990 Building $449,450 | $608,440 Land $158,990 Building $449,450 | |
| 2022 | $12,925.00 | ||
| 2018 | $184.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31049 Clover Pass in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 11 (1994–2015) |
| Claims Outside the SFHA | 7 of 11 |
| Most Recent Claim | Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31049 Clover Pass is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 50% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GBRA JOHNSON RANCH SUBDIVISION serves 2,322 people · EPA ID TX0460265 |
|---|---|
| Water Source | Purchased surface water from GBRA WESTERN CANYON WATER SUPPLY |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | Corrosion control Oct 2016 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GVTC Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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