31040 Bayview Dr, Gibraltar (Rockwood), MI 48173 Property Records

Wayne County property record for 31040 Bayview Dr, Gibraltar, MI 48173

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,680 sqft · built 1925
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Apr 2021)
Tax Bill	$13,745 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`36 018 01 0081 000`

Property Details

APN / Parcel Number

Primary APN	`36 018 01 0081 000`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,680 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	115 ft deep x 50.2 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	31040 BAYVIEW DR
City	GIBRALTAR
State	MI
Zip	48173-9540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Description	01C81 T5S LOT 81 HALLS GIBRALTAR SUB PC 54 T5S R10E L54 P35 36 WCR
Legal Subdivision	HALLS GIBRALTAR
Legal Lot Number	81
Jurisdiction	WAYNE MI
Township / Civil Division	GIBRALTAR
Census Block Group	2
Census Block	2005
Census Tract	597000

Owner

31040 Bayview Dr is owned and occupied by two individuals who bought it in April 2021.

Source: Wayne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31040 BAYVIEW DR, GIBRALTAR, MI 48173-9540
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Apr 16, 2021	Warranty Deed, Transfer PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2021 · Amount on File
Deed Sale	Apr 16, 2021 · Amount on File
Deed Document Number	2021188314
Deed Book / Page	56645 / 153
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	31040 BAYVIEW DR, GIBRALTAR, MI 48173-9540
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26624 MCBETH CT, FLAT ROCK, MI 48134-1863

Mortgage

Document Number	0566740187
Date	Apr 26, 2021
Book Page	56674/187
Instrument	2021200232

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Apr 16, 2021
Property Address	31040 BAYVIEW DR, GIBRALTAR, MI 48173-9540
Document Number	0566450153
Book / Page	56645 / 153
Map Reference	LB 54 PG 35&36
Instrument Date	Apr 13, 2021
Instrument	2021188314
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$4,429.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31040 BAYVIEW DR, 31040, GIBRALTAR, MI 48173-9540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26624 MCBETH CT, FLAT ROCK, MI 48134-1863

Tax Assessment & Valuation

The 2025 property tax bill for 31040 Bayview Dr was $13,745 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Gibraltar City
Unified School District	Gibraltar School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,300	$634,600
2025	$13,745.00
2023		$297,200	$594,400
2020	$7,659.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31040 Bayview Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	251 (1980–2023)
Claims Outside the SFHA	37 of 251
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31040 Bayview Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIBRALTAR serves 4,997 people · EPA ID MI0002630
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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