Brevard County property record for 3104 Winchester Dr, Cocoa, FL 32926
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,032 sqft · built 1991 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Oct 2025) |
| Tax Bill | $1,218 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-36-18-26-*-76 |
| Primary APN | 24-36-18-26-*-76 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,032 sqft Living Area |
| Gross Area | 1,316 sqft |
| 1st Floor Area | 1,032 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 101 ft deep x 40 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2414617 |
|---|---|
| Street Address | 3104 WINCHESTER DR |
| City | COCOA |
| State | FL |
| Zip | 32926-5877 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | COVENTRY OF COCOA, A REPLAT OF LOT 76 |
| Legal Range | 36E |
| Legal Township | 24S |
| Legal Section | 18 |
| Legal Subdivision | COVENTRY OF COCOA, A REPLAT OF |
| Legal Lot Number | 76 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 62113 |
3104 Winchester Dr is owned by an individual who bought it in October 2025.
Source: Brevard County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1231 WANDA LN, DELTONA, FL 32725-5630 |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2025 | Warranty Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC |
| Feb 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU |
| Jan 13, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2025 · Amount on File |
| Deed Sale | Oct 20, 2025 · Amount on File |
| Prior Sale | Jan 13, 2020 · Amount on File |
| Deed Document Number | 2025209977 |
| Deed Book / Page | 10458 / 1726 |
| Prior Transfer Date | Jan 7, 2020 |
| Prior Transfer Doc | 0086360851 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Oct 20, 2025 |
| Property Address | 3104 WINCHESTER DR, COCOA, FL 32926-5877 |
| Document Number | 0104581726 |
| Book / Page | 10458 / 1726 |
| Map Reference | MB 32 PG 76&77 |
| Instrument Date | Oct 3, 2025 |
| Instrument | 2025209977 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Title Company | INTERNATIONAL T&E CO LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2145 H R LN, COCOA, FL 32926-3500 |
| Name | Verified Name |
|---|---|
| Address | 1231 WANDA LN, DELTONA, FL 32725-5630 |
| Document Number | 0104581728 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 10458/1728 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Number | 0104581746 |
|---|---|
| Date | Oct 20, 2025 |
| Book Page | 10458/1746 |
| Instrument | 2025209979 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 3104 WINCHESTER DR, COCOA, FL 32926-5877 |
| Document Number | 0086721344 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3104 WINCHESTER DR COCOA FL 329265877, COCOA, FL 32926-5877 |
| Document Number | 0086721344 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 008672/001344 |
| Instrument | 43723 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 23, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jan 13, 2020 |
| Property Address | 3104 WINCHESTER DR, COCOA, FL 32926-5877 |
| Document Number | 0086360851 |
| Book / Page | 008636 / 000851 |
| Instrument Date | Jan 7, 2020 |
| Instrument | 8520 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $336.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3104 WINCHESTER DR COCOA FL 329265877, COCOA, FL 32926-5877 |
The 2025 property tax bill for 3104 Winchester Dr was $1,218, up 3.6% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Cocoa City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $212,600 (+151.6%) | $212,600 (+1.01%) | |
| 2025 | $1,218.00 (+3.57%) Homeowner's exemption | $84,500 (+2.9%) | $210,480 (+0.87%) |
| 2024 | $1,176.00 (+3.98%) Homeowner's exemption | $82,120 (+3%) | $208,670 (+1.97%) Land $70,000 Building $138,670 |
| 2023 | $1,131.00 (+10.56%) Homeowner's exemption | $79,730 (+3%) | $204,630 (+14.48%) Land $65,000 Building $139,630 |
| 2022 | $1,023.00 Homeowner's exemption | $77,410 | $178,740 Land $45,000 Building $133,740 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3104 Winchester Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 65 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 65 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3104 Winchester Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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