3104 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3104 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,062 sqft · built 1994
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$379,900 (Oct 2022)
Tax Bill	$4,090 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8402-01-13-9480`

Property Details

APN / Parcel Number

Primary APN	`8402-01-13-9480`
Alternative APNs	`34180201139480` `02183401139480` `3958080.0` `3958080`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,062 sqft Living Area
Gross Area	2,566 sqft
1st Floor Area	2,062 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2022
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	125 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	30 sqft
Patio Area	412 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3958080
Street Address	3104 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-6104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 13948 TO 13950 INC BLK 449 FLORIDA SHORES NO 23 MB 19 PG 243 PER OR 3823 PG 4265 PER OR 5379 PG 3344 PER OR 7761 PG 3110 PER OR 8323 PG 3029
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	449
Legal Lot Number	13948
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1067
Census Tract	83007

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3104 UMBRELLA TREE DR, EDGEWATER, FL 32141-6104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Oct 18, 2019	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2022 · Amount on Record
Deed Sale	Oct 17, 2022 · Amount on Record
Prior Sale	Oct 18, 2019 · Amount on Record
Deed Document Number	2022234554
Deed Book / Page	8323 / 3029
Prior Transfer Date	Jul 21, 2004
Prior Transfer Doc	0000200530
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3104 UMBRELLA TREE DR, EDGEWATER, FL 32141-6104
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 UMBRELLA TREE DR, EDGEWATER, FL 32141-6104

Mortgage

Document Number	0081804106
Date	Jan 3, 2022
Book Page	8180/4106
Instrument	2022000082

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Nov 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Oct 18, 2019
Property Address	3104 UMBRELLA TREE DR, EDGEWATER, FL 32141-6104
Document Number	0077613110
Book / Page	007761 / 003110
Instrument Date	Oct 17, 2019
Instrument	204585
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	DOWNTOWN TITLE SERVICES LLC, DOWNTOWN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,574.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3104 UMBRELLA TREE DR EDGEWATER FL 321416104, EDGEWATER, FL 32141-6104

Mortgage

Document Number	77613111
Date	Oct 18, 2019
Book Page	007761/003111
Instrument	204586

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

Mortgage

Document Number	77613121,
Date	Oct 18, 2019
Book Page	007761/003121
Instrument	204587

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,089 (+24.69%) Land $64,800 Building $268,289	$333,089 (+1.47%) Land $64,800 Building $268,289
2025	$4,090.00 (+2.43%) Homeowner's exemption	$267,138 (+5.99%)	$328,264 (+6.74%) Land $64,800 Building $263,464
2023	$3,993.00 (+27.29%) Homeowner's exemption	$252,049 (+23.3%)	$307,531 (+21.96%) Land $51,000 Building $256,531
2022	$3,137.00 Homeowner's exemption	$204,420	$252,160 Land $44,400 Building $207,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	9 (1994–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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