3104 Summithill Pl, Champaign, IL 61822 Property Records

Champaign County property record for 3104 Summithill Pl, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.26 acres (11,337 sqft)
Owner	2 Individual Names on Record
Last Sale	$417,500 (Apr 2018)
Tax Bill	$15,217 (2024)
Deeds & Mortgages	Jan 2020 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-20-28-205-050`

Property Details

APN / Parcel Number

Primary APN	`46-20-28-205-050`

Exterior

Lot Area	11,337 sqft (0.26 acres)

Location & Zoning

Street Address	3104 SUMMITHILL PL
City	CHAMPAIGN
State	IL
Zip	61822-9399
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 731 ROBESON MEADOWS WEST SUB NO 7
Legal Range	08E
Legal Township	19N
Legal Section	28
Legal Subdivision	ROBESON MEADOWS WEST SUB NO 7
Legal Lot Number	731
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1014
Census Tract	1204

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3104 SUMMITHILL PL, CHAMPAIGN, IL 61822-9399
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Sep 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Apr 30, 2018	Warranty Deed, Transfer · ARM BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2018 · Amount on Record
Deed Sale	Apr 30, 2018 · Amount on Record
Prior Sale	Mar 30, 2016 · Amount on Record
Deed Document Number	20186619
Prior Transfer Date	Jan 16, 2014
Prior Transfer Doc	0000001135
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	3104 SUMMITHILL PL, CHAMPAIGN, IL 61822-9399
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000761
Date	Jan 16, 2020
Instrument	2020R00761

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	117 Months
Due	Oct 1, 2029

Interest

Rate Type	Fixed Rate
Rate	3.37%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	3104 SUMMITHILL PL, CHAMPAIGN, IL 61822-9399
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015754
Date	Sep 7, 2018
Instrument	2018R15754

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2033

Interest

Rate Type	Fixed Rate
Rate	4.12%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 30, 2018
Property Address	3104 SUMMITHILL PL, CHAMPAIGN, IL 61822-9399
Document Number	0000006619
Map Reference	DOC2000R25883
Instrument Date	Apr 25, 2018
Instrument	2018R06619
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$626.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3104 SUMMITHILL PL, CHAMPAIGN, IL 61822-9399

Mortgage

Document Number	0000006620
Date	Apr 30, 2018
Instrument	2018R06620

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	May 1, 2023
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.99%
Index	1-Year LIBOR
Max Rate	9.99%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$202,520 (+33.54%) Land $42,600 Building $159,920	$607,560 (+33.54%) Land $127,800 Building $479,760
2024	$15,217.00 (+13.62%)
2022	$13,393.00 Homeowner's exemption	$151,650 Land $31,900 Building $119,750	$454,950 Land $95,700 Building $359,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mediacom Xtream, Nextlink.

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