3104 Stephen King Loop, Laredo, TX 78041 Property Records

Webb County property record for 3104 Stephen King Loop, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	2,160 sqft · built 2018
Lot Size	0.211 acres (9,176 sqft)
Owner	2 Individual Names on Record
Last Sale	$408,500 (Oct 2018)
Tax Bill	$2,488 (2025)
Deeds & Mortgages	May 2018 Construction Loan Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`987-58001-020`

Property Details

APN / Parcel Number

Primary APN	`987-58001-020`
Alternative APN	`562099`

Interior

Stories	1 Story
Building Area	2,160 sqft Living Area
Gross Area	2,597 sqft
1st Floor Area	2,160 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,176 sqft (0.211 acres)
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Pool Area	378 sqft
Porch	Open Porch

Location & Zoning

Street Address	3104 STEPHEN KING LOOP
City	LAREDO
State	TX
Zip	78041-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	D & J ALEXANDER, BLOCK 1, LOT 2, UNIT XII
Legal Subdivision	D & J ALEXANDER
Legal Block	1
Legal Lot Number	2
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1000
Census Tract	1602

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3104 STEPHEN KING LOOP, LAREDO, TX 78041-2126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2018	Deed of Trust, Mortgage · Construction Mortgage INTERNATIONAL BANK OF COMMERCE
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
Oct 11, 2018	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage WATERMARK CAPITAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2018 · Amount on Record
Deed Sale	Oct 11, 2018 · Amount on Record
Prior Sale	Feb 15, 2017
Deed Document Number	20181341876
Deed Book / Page	4491 / 143
Prior Transfer Date	Oct 5, 2018
Prior Transfer Doc	004491/143
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3104 STEPHEN KING LOOP, LAREDO, TX 78041-2126
Transaction Type	Mortgage
Record Updated	Jan 7, 2022
Title Company	LAREDO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4418/276
Date	May 16, 2018
Book Page	4418/276
Instrument	1329104

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Address	LAREDO, TX 78040

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3104 STEPHEN KING LOOP, LAREDO, TX 78041-2126
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4816/254
Date	Jul 8, 2020
Book Page	4816/254
Instrument	1397133

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

October 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 11, 2018
Property Address	3104 STEPHEN KING LOOP, LAREDO, TX 78041-2126
Document Number	004491/143
Book / Page	4491 / 143
Map Reference	VOL 34 PG 78&79
Instrument Date	Oct 5, 2018
Instrument	1341876
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 STEPHEN KING LOOP, LAREDO, TX 78041-2126
Investor	Possibly a Property Investor

Mortgage

Document Number	0001341877
Date	Oct 11, 2018
Instrument	1341877

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$494,080 (+0.5%) Land $142,687 Building $351,393	$494,080 (-0.46%) Land $142,687 Building $351,393
2025	$2,488.00 (-11.27%) Homeowner's exemption	$491,619 (+6.78%)	$496,387 (+7.81%)
2024	$2,804.00 (+12.03%)
2023		$460,424 Land $103,047 Building $357,377	$460,424 Land $103,047 Building $357,377
2022	$2,503.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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