3104 Silo Rd, Bonham, TX 75418 Property Records

Fannin County property record for 3104 Silo Rd, Bonham, TX 75418

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,320 sqft · built 2012
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Tax Bill$862 (2025)
Deeds & MortgagesOct 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN1194-013-0010-05

Property Details

APN / Parcel Number

Primary APN1194-013-0010-05
Alternative APN
  • 109719

Interior

Full Baths2 Baths
Building Area1,320 sqft Living Area
1st Floor Area960 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleMobile Home
Exterior MaterialWood
Construction TypeWood
Lot Area21,780 sqft (0.5 acres)
Garage TypeCarport
Garage Area360 sqft
CarportCarport
Carport Area360 sqft
PorchPorch
Porch Area96 sqft

Utilities, Heating & Cooling

Heating SystemElectric

Location & Zoning

Account Number1194-013-0010-05
Street Address3104 SILO RD
CityBONHAM
StateTX
Zip75418-5805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA1194 O H P WOOD, ACRES .5
Legal SubdivisionH P WOOD SURVEY ABSTRACT 1194
JurisdictionFANNIN TX
Township / Civil DivisionBONHAM
Census Block Group1
Census Block1059
Census Tract950402

Owner

Source: Fannin County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3104 SILO RD, BONHAM, TX 75418-5805
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2024
Deed SaleOct 16, 2024
Prior SaleMay 24, 2019
Deed Document Number20246735
Prior Transfer DateMar 9, 2022
Prior Transfer Doc0000001985
Record UpdatedSep 20, 2026

October 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionFANNIN TX
Recording DateOct 16, 2024
Property Address3104 SILO RD, BONHAM, TX 75418-5805
Document Number2024006735
Map ReferenceVOL 1590 PG 423
Instrument DateOct 7, 2024
Instrument2024006735
Transaction TypeTransfer
Record UpdatedNov 18, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3104 SILO RD, BONHAM, TX 75418-5805

Mortgage

DateOct 16, 2024
Lender
NameI MELINDA CHANEY
TypePrivate Party
Special NotesSeller Financed
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityBonham City
CountyFannin County
Unified School DistrictBonham Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$862.00 (+300.93%) Homeowner's exemption Senior Citizen's exemption$44,460 (-16.87%) Land $30,000 Building $14,460$44,460 (-16.87%) Land $30,000 Building $14,460
2024$215.00 (-61.26%)
2023$53,480 Land $30,000 Building $23,480$53,480 Land $30,000 Building $23,480
2018$555.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims9 (1990–2019)
Claims Outside the SFHA2 of 9
Most Recent ClaimFeb 2019 · other causes
Claims by Event
  • Severe Storms And Flooding, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 70% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BONHAM
serves 10,746 people · EPA ID TX0740001
Water SourcePurchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State InspectionMar 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
300 / 75
Verizon
Fixed Wireless
300 / 20
360 Broadband
Fixed Wireless
60 / 6
Rise Broadband
Fixed Wireless
50 / 10

May also be available: Peoples Communications, T-Mobile, Zulu Internet.

Nearby Properties on Silo Rd

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