3104 SE Indian St, Stuart, FL 34997 Property Records

Martin County property record for 3104 SE Indian St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,152 sqft · built 1954
Lot Size	0.244 acres (10,629 sqft)
Owner	2 Individual Names on Record
Last Sale	$62,000 (Dec 1999)
Tax Bill	$1,615 (2025)
Deeds & Mortgages	Sep 2025 Transfer Aug 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-38-41-007-016-0001.0-3-0000`

Property Details

APN / Parcel Number

Primary APN	`37-38-41-007-016-0001.0-3-0000`
Alternative APNs	`37-38-41-007-016-00010-3` `33546`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1984
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,629 sqft (0.244 acres)
Lot Dimensions	100 ft deep x 85 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	33546
Street Address	3104 SE INDIAN ST
City	STUART
State	FL
Zip	34997-5136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3B
Legal Description	GOLDEN GATE LOTS 1 & 3 (LESS E 15 OF LOT 3) BLK 16 OR 350/2280
Legal Range	41E
Legal Township	38S
Legal Section	37
Legal Subdivision	GOLDEN GATE
Legal Block	16
Legal Lot Number	1,3
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2001
Census Tract	1301

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2127 SE HARRISON ST, STUART, FL 34997-5658
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Intrafamily Transfer, Transfer
Aug 7, 2020	Loan Modification, Mortgage · Conventional Mortgage SEACOAST NAT'L BK
Mar 9, 2020	Deed of Trust, Mortgage · Line of Credit SEACOAST NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 1999 · Amount on Record
Deed Sale	Dec 7, 1999 · Amount on Record
Deed Book / Page	1441 / 1097
Last Transfer Date	Sep 3, 2025
Transfer Doc	0035210110
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Sep 11, 2025
Property Address	3104 SE INDIAN ST, STUART, FL 34997-5136
Document Number	0035210110
Book / Page	3521 / 110
Instrument Date	Sep 3, 2025
Instrument	3146784
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3104 SE INDIAN ST, STUART, FL 34997-5136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2127 SE HARRISON ST, STUART, FL 34997-5658

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARTIN FL
Property Address	3104 SE INDIAN ST, STUART, FL 34997-5136
Document Number	0031522043
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 COLORADO AVE STUART FL 349943053, STUART, FL 34994-3053

Mortgage

Document Number	0031522043
Date	Aug 24, 2020
Book Page	003152/002043
Instrument	2833719

Lender

Name	SEACOAST NAT'L BK
Type	Bank
Address	STUART, FL 34994

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3104 SE INDIAN ST, STUART, FL 34997-5136
Document Number	0031191225
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 SW WILLOW LAKE TRL STUART FL 349977429, STUART, FL 34997-7429

Mortgage

Document Number	0031191225
Date	Mar 24, 2020
Book Page	003119/001225
Instrument	2806798

Lender

Name	SEACOAST NAT'L BK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 23, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,615.00 (+0.12%) Homeowner's exemption	$73,563 (+2.9%)	$298,450 (+7.8%) Land $204,250 Building $94,200
2024	$1,613.00 (+1.57%) Additional exemption filed	$71,490 (+3%)	$276,860 (+40.48%) Land $175,750 Building $101,110
2023	$1,588.00 (+1.79%) Additional exemption filed	$69,408 (+3%)	$197,080 (+16.59%) Land $118,750 Building $78,330
2022	$1,560.00 Homeowner's exemption	$67,387	$169,030 Land $100,180 Building $68,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	48 (1995–2020)
Claims Outside the SFHA	9 of 48
Most Recent Claim	May 2020
Claims by Event	Hurricane Frances, Sep 2004 · 26 claims Severe Flooding, Oct 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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