3104 Rosedale Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3104 Rosedale Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,404 sqft · built 1996
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$153,600 (Nov 2016)
Tax Bill	$2,452 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`019.031.01002029`

Property Details

APN / Parcel Number

Primary APN	`019.031.01002029`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Living Area
Gross Area	1,804 sqft
1st Floor Area	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	64 sqft
Deck Area	Deck Area
Patio Area	391 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3104 ROSEDALE DR
City	ARNOLD
State	MO
Zip	63010-2642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	ROSEDALE 5 LOT 70
Legal Range	6E
Legal Township	43N
Legal Section	31
Legal Subdivision	ROSEDALE 5
Legal Block	3
Legal Lot Number	70
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	3
Census Block	3006
Census Tract	700118

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3104 ROSEDALE DR, ARNOLD, MO 63010-2642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage TRUST BK
Mar 16, 2020	Deed of Trust, Mortgage LEADERONE FIN'L
Apr 12, 2018	Deed of Trust, Mortgage LEADERONE FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2016 · Amount on Record
Deed Sale	Nov 21, 2016 · Amount on Record
Prior Sale	Sep 29, 2005 · Amount on Record
Deed Document Number	201637369
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3104 ROSEDALE DR, ARNOLD, MO 63010-2642
Document Number	0000045838
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3104 ROSEDALE DR ARNOLD MO 630102642, ARNOLD, MO 63010-2642

Mortgage

Document Number	0000045838
Date	Nov 30, 2020
Instrument	45838

Lender

Name	TRUST BK
Type	Bank
Address	600 E MAIN ST, OLNEY, IL 62450-2164

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 29, 2035

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3104 ROSEDALE DR, ARNOLD, MO 63010-2642
Document Number	0000010301
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	SOUTHERN IL R/E TITLE CTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3104 ROSEDALE DR ARNOLD MO 630102642, ARNOLD, MO 63010-2642

Mortgage

Document Number	0000010301
Date	Mar 25, 2020
Instrument	10301

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 24, 2035

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3104 ROSEDALE DR, ARNOLD, MO 63010-2642
Document Number	0000012297
Instrument Date	Apr 12, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	SOUTHERN IL R/E TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 ROSEDALE DR ARNOLD MO 630102642, ARNOLD, MO 63010-2642

Mortgage

Document Number	0000012297
Date	Apr 25, 2018
Instrument	12297

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 24, 2038

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,200 (-) Land $4,800 Building $31,400	$190,500 (-) Land $25,300 Building $165,200
2025	$2,452.00 (+2.81%)	$36,200 (+6.16%) Land $4,800 Building $31,400	$190,500 (-) Land $25,300 Building $165,200
2024	$2,385.00 (+0.59%)		$190,500 (+6.19%) Land $25,300 Building $165,200
2023	$2,371.00	$34,100 Land $4,800 Building $29,300	$179,400 Land $25,300 Building $154,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1981–2015)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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