3104 Ridgeway Rd, Memphis, TN 38115 Property Records

Shelby County property record for 3104 Ridgeway Rd, Memphis, TN 38115

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,048 sqft · built 1980
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Company Names on Record
Last Sale	$3,674,800 (Jul 2014)
Tax Bill	$1,444 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Apr 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`09-3205-G0-0001`

Property Details

APN / Parcel Number

Primary APN	`09-3205-G0-0001`
Alternative APN	`D0230E G00001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,048 sqft Living Area
Gross Area	3,622 sqft
1st Floor Area	1,590 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	574 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3104 RIDGEWAY RD
City	MEMPHIS
State	TN
Zip	38115-2735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	ES RIDGEWAY RD
Legal Subdivision	KIRBY DOWNS SEC A
Legal Lot Number	1
Jurisdiction	SHELBY TN
Township / Civil Division	12
Census Block Group	3
Census Block	3000
Census Tract	21725

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 19201, JACKSONVILLE, FL 32245-9201
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2018	Grant Deed, Mortgage ARBOR AGCY LNDG LLC
Apr 25, 2017	Loan Modification, Mortgage SILVERGATE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2014 · Amount on Record
Deed Sale	Jul 28, 2014 · Amount on Record
Prior Sale	May 29, 2009 · Amount on Record
Deed Document Number	201476959
Prior Transfer Date	May 19, 2009
Prior Transfer Doc	0000062890
Record Updated	Oct 29, 2026

October 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	SHELBY TN
Recording Date	Oct 1, 2018
Property Address	3104 RIDGEWAY RD, MEMPHIS, TN 38115-2735
Instrument Date	Sep 28, 2018
Instrument	100231
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	875 PROSPECT ST #304 LA JOLLA CA 920374264, 304, LA JOLLA, CA 92037-4264

Mortgage

Document Number	0000100231
Date	Oct 1, 2018
Instrument	100231

Lender

Name	ARBOR AGCY LNDG LLC
Address	3360 WALDEN AVE # 114, DEPEW, NY 14043-2437

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Sep 30, 2025

Interest

Rate Type	Adjustable Rate

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHELBY TN
Recording Date	Apr 25, 2017
Property Address	3104 RIDGEWAY RD, MEMPHIS, TN 38115-2735
Instrument Date	Mar 21, 2017
Instrument	40523
Transaction Type	Mortgage
Record Updated	May 1, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7911 HERSCHEL AVE #201 LA JOLLA CA 920374413, 201, LA JOLLA, CA 92037-4413
Investor	Possibly a Property Investor

Mortgage

Document Number	0000040523
Date	Apr 25, 2017
Instrument	40523

Lender

Name	SILVERGATE BK
Type	Bank
Address	4250 EXECUTIVE SQ # 300, LA JOLLA, CA 92037-9104

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,444.00 (+6.96%)	$53,700 (+34.76%) Land $5,000 Building $48,700	$214,800 (+34.76%) Land $20,000 Building $194,800
2024	$1,350.00 (-44.38%)
2023		$39,850 Land $4,400 Building $35,450
2022	$2,427.00
2021			$159,400 Land $17,600 Building $141,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: Gigafy, T-Mobile.

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