Augusta-Richmond County Consolidated Government property record for 3104 Ocean Dr, Augusta, GA 30909
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,471 sqft · built 1995 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $132,000 (Apr 2019) |
| Tax Bill | $469 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-0-544-00-0 |
| Primary APN | 052-0-544-00-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,471 sqft Gross Area |
| 1st Floor Area | 1,471 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 15,682 sqft (0.36 acres) |
| Terrain | Rolling |
| Garage Area | 357 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 80 sqft |
| Patio Area | 178 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 25426 |
|---|---|
| Street Address | 3104 OCEAN DR |
| City | AUGUSTA |
| State | GA |
| Zip | 30909-0602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | BRIDGEPORT (00400) 009-D |
| Legal Subdivision | BRIDGEPORT |
| Legal Block | D |
| Legal Lot Number | 9 |
| Jurisdiction | RICHMOND GA |
| Township / Civil Division | AUGUSTA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 10208 |
Source: Augusta-Richmond County Consolidated Government records · APN 052-0-544-00-0
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3104 OCEAN DR, AUGUSTA, GA 30909-0602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Oct 06, 2020 | Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG |
| Jan 16, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| May 02, 2019 | Grant Deed, Transfer · VA Mortgage GUILD MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 19, 2019 · Amount on Record |
| Deed Sale | Apr 19, 2019 · Amount on Record |
| Deed Document Number | 0001674837 |
| Deed Book / Page | 1674 / 837 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND GA |
| Property Address | 3104 OCEAN DR, AUGUSTA, GA 30909-0602 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3104 OCEAN DR, AUGUSTA, GA 30909-0602 |
| Document Number | 0018030000000290 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 0000001803/0000000290 |
| Instrument | 2021032558 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND GA |
| Property Address | 3104 OCEAN DR, AUGUSTA, GA 30909-0602 |
| Document Number | 0017480815 |
| Instrument Date | Oct 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 3104 OCEAN DR AUGUSTA GA 309090602, AUGUSTA, GA 30909-0602 |
| Document Number | 0017480815 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 001748/000815 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND GA |
| Property Address | 3104 OCEAN DR, AUGUSTA, GA 30909-0602 |
| Document Number | 0017132356 |
| Instrument Date | Jan 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | CERTIFIED TITLE |
| Name | Verified Name |
|---|---|
| Address | 3104 OCEAN DR AUGUSTA GA 309090602, AUGUSTA, GA 30909-0602 |
| Document Number | 0017132356 |
|---|---|
| Date | Feb 04, 2020 |
| Book Page | 001713/002356 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 03, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHMOND GA |
| Recording Date | May 02, 2019 |
| Property Address | 3104 OCEAN DR, AUGUSTA, GA 30909-0602 |
| Document Number | 0016740837 |
| Book / Page | 001674 / 000837 |
| Instrument Date | Apr 19, 2019 |
| Instrument | 22818 |
| Transaction Type | Transfer |
| Record Updated | Jun 06, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $132.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3104 OCEAN DR AUGUSTA GA 309090602, AUGUSTA, GA 30909-0602 |
| Document Number | 16740840 |
|---|---|
| Date | May 02, 2019 |
| Book Page | 001674/000840 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, GA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2049 |
Source: Augusta-Richmond County Consolidated Government records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Georgia |
| County / Consolidated City | Augusta-Richmond County Consolidated Government |
| Unified School District | Richmond County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $469.00 (+15.8%) | $89,572 (+17.76%) Land $10,600 Building $78,972 | $223,930 (+17.76%) Land $26,500 Building $197,430 |
| 2023 | $405.00 (+2.53%) Disabled Person's exemption Veteran's exemption | $76,064 (+19.93%) Land $10,600 Building $65,464 | $190,160 (+19.93%) Land $26,500 Building $163,660 |
| 2022 | $395.00 | $63,426 Land $10,600 Building $52,826 | $158,564 Land $26,500 Building $132,064 |
Source: FEMA National Flood Hazard Layer, Augusta-Richmond County Consolidated Government (13245C), as of December 19, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132450102082, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 217 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system GA2450000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AUGUSTA-RICHMOND CO WS serves 204,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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