3104 N Chandler Dr, Hernando, FL 34442 Property Records

Citrus County property record for 3104 N Chandler Dr, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,579 sqft · built 1997
Lot Size	0.318 acres (13,894 sqft)
Owner	Individual Name on Record
Last Sale	$159,000 (Aug 2019)
Tax Bill	$1,846 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-23-0040-000D0-030.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-23-0040-000D0-030.0`
Alternative APNs	`2318S19E0040000D00300` `2646217`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,579 sqft Living Area
1st Floor Area	1,579 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1997
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	13,894 sqft (0.318 acres)
Lot Dimensions	218 ft deep x 131 ft wide
Garage Area	420 sqft
Parking Spaces	8 Parking Spaces
Porch	Open Porch
Porch Area	236 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2646217
Old Parcel Number	2318S19E0040000D00300
Street Address	3104 N CHANDLER DR
City	HERNANDO
State	FL
Zip	34442-5446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR PLANNED DEVELOPMENT(S
Legal Description	CANTERBURY LAKE ESTATES PB 14 PG 101 LOT 30 BLK D
Legal Range	19E
Legal Township	18S
Legal Section	23
Legal Subdivision	CANTERBURY LAKE ESTATES
Legal Block	D
Legal Lot Number	30
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1025
Census Tract	450104

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3104 N CHANDLER DR, HERNANDO, FL 34442-5446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 7, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Aug 30, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2019 · Amount on Record
Deed Sale	Aug 30, 2019 · Amount on Record
Prior Sale	Sep 19, 2002 · Amount on Record
Deed Document Number	2019045715
Deed Book / Page	3001 / 0823
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3104 N CHANDLER DR, HERNANDO, FL 34442-5446
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 N CHANDLER DR, HERNANDO, FL 34442-5446

Mortgage

Document Number	0034292431
Date	Dec 7, 2023
Book Page	3429/2431
Instrument	2023070328

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2043

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3104 N CHANDLER DR, HERNANDO, FL 34442-5446
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 N CHANDLER DR, HERNANDO, FL 34442-5446

Mortgage

Document Number	0031232246
Date	Jan 7, 2021
Book Page	3123/2246
Instrument	2021001002

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Aug 30, 2019
Property Address	3104 N CHANDLER DR, HERNANDO, FL 34442-5446
Document Number	0030010823
Book / Page	003001 / 000823
Instrument Date	Aug 30, 2019
Instrument	45715
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,113.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 N CHANDLER DR HERNANDO FL 344425446, HERNANDO, FL 34442-5446

Mortgage

Document Number	30010825
Date	Aug 30, 2019
Book Page	003001/000825
Instrument	45716

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,846.00 (+5.85%) Homeowner's exemption Additional exemption filed	$197,768 (-1.76%) Land $12,800 Building $184,968	$197,768 (-1.76%) Land $12,800 Building $184,968
2024	$1,744.00 (+2.83%) Homeowner's exemption Additional exemption filed	$201,317 (-0.9%) Land $9,500 Building $191,817	$201,317 (-0.9%) Land $9,500 Building $191,817
2023	$1,696.00 (+6.87%) Homeowner's exemption Additional exemption filed	$203,141 (+15.44%) Land $13,400 Building $189,741	$203,141 (+15.44%) Land $13,400 Building $189,741
2022	$1,587.00 Homeowner's exemption Additional exemption filed	$175,966 Land $9,500 Building $166,466	$175,966 Land $9,500 Building $166,466

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

3104 N Chandler Dr, Hernando, FL 34442 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on N Chandler Dr

Nearby Streets

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