3104 N 25th St, Waco, TX 76708 Property Records

McLennan County property record for 3104 N 25th St, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 922 sqft · built 1949
Lot Size	0.162 acres (7,100 sqft)
Owner	Individual Name on Record
Tax Bill	$48 (2024)
Deeds & Mortgages	Jan 2018 Loan Modification Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`480388000008004`

Property Details

APN / Parcel Number

Primary APN	`480388000008004`
Alternative APNs	`4803880000080040111` `191242`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	922 sqft Living Area
1st Floor Area	922 sqft
Flooring	Carpet

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1984
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,100 sqft (0.162 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	191 sqft
Fence	Fence
Storage Building	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	191242
Old Parcel Number	4803880000080040111
Street Address	3104 N 25TH ST
City	WACO
State	TX
Zip	76708-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	STEPHENS J M TRACT 8 9 BLOCK G ACRES .163
Legal Subdivision	STEPHENS J M
Legal Tract	8,9
Legal Block	G
Legal Lot Number	8
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2005
Census Tract	1100

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3104 N 25TH ST, WACO, TX 76708-1902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2018	Loan Modification, Mortgage CENTRAL NAT'L BK
Apr 10, 2017	Grant Deed, Transfer J R GRACE INVESTMENTS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2025
Deed Sale	May 27, 2025
Deed Document Number	005839/231
Deed Book / Page	5839 / 231
Record Updated	Jun 7, 2026

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	3104 N 25TH ST, WACO, TX 76708-1902
Document Number	0000002550
Instrument Date	Jan 21, 2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3104 N 25TH ST WACO TX 767081902, WACO, TX 76708-1902

Mortgage

Document Number	0000002550
Date	Jan 25, 2018
Instrument	2550

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 24, 2023

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 10, 2017
Property Address	3104 N 25TH ST, WACO, TX 76708-1902
Document Number	0000011154
Instrument Date	Mar 1, 2017
Instrument	11154
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 N 25TH ST WACO TX 767081902, WACO, TX 76708-1902

Mortgage

Document Number	11155
Date	Apr 10, 2017
Instrument	11155

Lender

Name	J R GRACE INVESTMENTS LLC
Address	WACO, TX 76714-8825

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 9, 2022

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,206 (-35.88%) Land $15,120 Building $105,900	$121,020 (+13.76%) Land $15,120 Building $105,900
2024	$48.00 (+65.52%)
2023		$106,380 Land $15,120 Building $91,260	$106,380 Land $15,120 Building $91,260
2022	$29.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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