Buchanan County property record for 3104 Messanie St, Saint Joseph, MO 64501
| Property Type | Single Family Home |
|---|---|
| Details | 1,270 sqft · built 1920 |
| Lot Size | 0.143 acres (6,250 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $797 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2021 Mortgage + 1 more |
| APN | 06-5.0-15-002-001-009.000 |
| Primary APN | 06-5.0-15-002-001-009.000 |
|---|
| Building Area | 1,270 sqft Base Area |
|---|---|
| 1st Floor Area | 1,270 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 6,250 sqft (0.143 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Street Address | 3104 MESSANIE ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64501-3430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:OAK HILL LOT:10 BLK:1LGL DESC: |
| Legal Subdivision | OAK HILL |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 900 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3104 MESSANIE ST, SAINT JOSEPH, MO 64501-3430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2026 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Dec 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 17, 2020 | Beneficiary Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3104 MESSANIE ST, SAINT JOSEPH, MO 64501-3430 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Title Company | CLOSING USA LLC, CLOSING USA |
| Name | Verified Name |
|---|---|
| Address | 3104 MESSANIE ST, SAINT JOSEPH, MO 64501-3430 |
| Document Number | 003816/583 |
|---|---|
| Date | Mar 11, 2026 |
| Book Page | 3816/583 |
| Instrument | 2026001786 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3104 MESSANIE ST, SAINT JOSEPH, MO 64501-3430 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 3104 MESSANIE ST, SAINT JOSEPH, MO 64501-3430 |
| Document Number | 003771/227 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 3771/227 |
| Instrument | 2021013940 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Aug 17, 2020 |
| Property Address | 3104 MESSANIE ST, SAINT JOSEPH, MO 64501-3430 |
| Document Number | 0003752/90 |
| Book / Page | 3752 / 90 |
| Instrument Date | Aug 13, 2020 |
| Instrument | 2020007261 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3104 MESSANIE ST, 3104, SAINT JOSEPH, MO 64501-3430 |
| Name | Verified Name |
|---|---|
| Address | 4605 SW STATE ROUTE 116, DE KALB, MO 64440-4068 |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $797.00 (+0.13%) | $11,130 (+10.64%) Land $1,620 Building $9,510 | $58,560 (+10.7%) Land $8,500 Building $50,060 |
| 2024 | $796.00 (+20.61%) | ||
| 2023 | $660.00 (-0.6%) | $10,060 (-) Land $1,620 Building $8,440 | $52,900 (-) Land $8,500 Building $44,400 |
| 2022 | $664.00 | $10,060 Land $1,620 Building $8,440 | |
| 2021 | $52,900 Land $8,500 Building $44,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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