3104 Mail Rd, Westminster, MD 21157 Property Records

Carroll County property record for 3104 Mail Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,164 sqft · built 2001
Lot Size	2.08 acres (90,605 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Dec 2009)
Tax Bill	$4,831 (2026)
Deeds & Mortgages	Jun 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`09-016058`

Property Details

APN / Parcel Number

Primary APN	`09-016058`
Alternative APNs	`9016058` `016058`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,164 sqft Total Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	90,605 sqft (2.08 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	016058
Street Address	3104 MAIL RD
City	WESTMINSTER
State	MD
Zip	21157-7710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 22 - 2.08 ACS MAIL RD 15-81 PLT C GLENVUE ACRES SEC 2
Legal Subdivision	GLENVUE ACRES
Legal Lot Number	22
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	1
Census Block	1005
Census Tract	509001

Owner

3104 Mail Rd is owned and occupied by two individuals who bought it in December 2009.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3104 MAIL RD, WESTMINSTER, MD 21157-7710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2009 · Amount on File
Deed Sale	Dec 16, 2009 · Amount on File
Prior Sale	Apr 27, 2009 · Amount on File
Deed Document Number	20091642
Deed Book / Page	6057 / 87
Transfer Doc	0000000323
Record Updated	Oct 29, 2026

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CARROLL MD
Property Address	3104 MAIL RD, WESTMINSTER, MD 21157-7710
Document Number	0097060382
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 MAIL RD WESTMINSTER MD 211577710, WESTMINSTER, MD 21157-7710

Mortgage

Document Number	0097060382
Date	Jun 8, 2020
Book Page	009706/000382

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jun 7, 2047

Interest

Rate	3.25%

Tax Assessment & Valuation

The 2026 property tax bill for 3104 Mail Rd was $4,831 with a homeowner's exemption, up 5% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,831.00 (+5.02%) Homeowner's exemption	$434,267	$458,600 Land $190,800 Building $267,800
2025	$4,600.00 Homeowner's exemption
2023	$4,179.00 (+4.45%) Homeowner's exemption	$369,867 (+4.44%)	$385,600 (-) Land $190,800 Building $194,800
2022	$4,001.00 Homeowner's exemption	$354,133	$385,600 Land $190,800 Building $194,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3104 Mail Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3104 Mail Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20