Lewis County property record for 3104 Laurel Ln, Centralia, WA 98531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,718 sqft · built 1968 |
| Lot Size | 0.319 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Aug 2018) |
| Tax Bill | $3,793 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2023 Mortgage + 3 more |
| APN | 010570040000 |
| Primary APN | 010570040000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,718 sqft Living Area |
| 1st Floor Area | 1,718 sqft |
| Flooring | Plywood |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.319 acres) |
| Lot Dimensions | 154 ft deep x 90 ft wide |
| Terrain | Low |
| Garage Type | Mixed |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 12 sqft |
| Patio Area | 192 sqft |
| Utility Building | 480 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 2207618 |
|---|---|
| Street Address | 3104 LAUREL LN |
| City | CENTRALIA |
| State | WA |
| Zip | 98531-1522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 01 TOWNSHIP 14N RANGE 03W LOT 1 GIBSONS FIRST ADD |
| Legal Range | 03W |
| Legal Township | 14N |
| Legal Section | 01 |
| Legal Subdivision | FIRST ADD |
| Legal Lot Number | 1 |
| Jurisdiction | LEWIS WA |
| Township / Civil Division | CENTRALIA-CHEHALIS |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 970300 |
3104 Laurel Ln is owned and occupied by an individual who bought it in August 2018.
Source: Lewis County records, as of February 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3104 LAUREL LN, CENTRALIA, WA 98531-1522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC |
| Aug 18, 2023 | Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK |
| Oct 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK |
| Aug 13, 2018 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Oct 13, 2017 | Personal Representative Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2018 · Amount on File |
| Deed Sale | Aug 13, 2018 · Amount on File |
| Prior Sale | Oct 13, 2017 · Amount on File |
| Deed Document Number | 3488989 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS WA |
| Property Address | 3104 LAUREL LN, CENTRALIA, WA 98531-1522 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0003558357 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 3558357 |
| Name | NATIONWIDE MORTGAGE BANKERS INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS WA |
| Property Address | 3104 LAUREL LN, CENTRALIA, WA 98531-1522 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3104 LAUREL LN, CENTRALIA, WA 98531-1522 |
| Document Number | 0003597165 |
|---|---|
| Date | Aug 18, 2023 |
| Instrument | 3597165 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | ROSEBURG, OR 97470 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS WA |
| Property Address | 3104 LAUREL LN, CENTRALIA, WA 98531-1522 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0003511834 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 3511834 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | MOUNTLAKE TERRACE, WA 98043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEWIS WA |
| Recording Date | Aug 13, 2018 |
| Property Address | 3104 LAUREL LN, CENTRALIA, WA 98531-1522 |
| Document Number | 0003488989 |
| Map Reference | VOL5 PG92 |
| Instrument Date | Aug 3, 2018 |
| Instrument | 3488989 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | LEWIS COUNTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,722.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3104 LAUREL LN, CENTRALIA, WA 98531-1522 |
| Document Number | 0003488990 |
|---|---|
| Date | Aug 13, 2018 |
| Instrument | 3488990 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | LEWIS WA |
| Recording Date | Oct 13, 2017 |
| Property Address | 3104 LAUREL LN, CENTRALIA, WA 98531-1522 |
| Document Number | 0003473539 |
| Map Reference | VOL 5 PG 92 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 3473539 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | LEWIS COUNTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,769.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 454 HARMON RD UNIT 4, 4, CHEHALIS, WA 98532-8969 |
| Document Number | 0003473540 |
|---|---|
| Date | Oct 13, 2017 |
| Instrument | 3473540 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
Source: Lewis County assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | Washington |
| County | Lewis County |
| Unified School District | Centralia School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,793.00 (+16.85%) | $404,100 Land $76,500 Building $327,600 | $404,100 Land $76,500 Building $327,600 |
| 2023 | $3,246.00 | ||
| 2022 | $360,600 Land $76,500 Building $284,100 | $360,600 Land $76,500 Building $284,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3104 Laurel Ln; there have been 93 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 54 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 93 (1990–2022) |
| Claims Outside the SFHA | 26 of 93 |
| Most Recent Claim | Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3104 Laurel Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRALIA PUBLIC WORKS - WATER serves 28,164 people · EPA ID WA5312200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Hawk Networks Fixed Wireless | 200 / 70 |
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