3104 Keuka Loop, Lakeland, FL 33810 Property Records

Polk County property record for 3104 Keuka Loop, Lakeland, FL 33810

Property Summary

Property Type	Mobile Home
Details	1,404 sqft · built 1994
Lot Size	0.283 acres (12,310 sqft)
Owner	2 Individual Names on Record
Last Sale	$13,100 (Apr 1994)
Tax Bill	$1,778 (2025)
Deeds & Mortgages	Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`23-28-04-022506-000770`

Property Details

APN / Parcel Number

Primary APN	`23-28-04-022506-000770`
Alternative APNs	`042823022506000770` `42823000`

Interior

Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Mobile Home
Lot Area	12,310 sqft (0.283 acres)
Lot Dimensions	139 ft deep x 89 ft wide
Garage Type	Carport
Carport	Carport
Shed	1 Shed

Location & Zoning

Street Address	3104 KEUKA LOOP
City	LAKELAND
State	FL
Zip	33810-8603
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	COUNTRY KNOLL PHASE TWO PB 94 PG 17 LOT 77
Legal Range	23E
Legal Township	28S
Legal Section	04
Legal Subdivision	COUNTRY KNOLL PHASE 02
Legal Phase	2
Legal Tract	22506
Legal Block	2
Legal Lot Number	77
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2012
Census Tract	12001

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	634 PITTS CHAPEL RD, ELIZABETH CITY, NC 27909-7862
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 1994 · Amount on Record
Deed Sale	Apr 5, 1994 · Amount on Record
Deed Book / Page	3370 / 1662
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 6, 2020
Property Address	3104 KEUKA LOOP, LAKELAND, FL 33810-8603
Document Number	0113260510
Book / Page	011326 / 000510
Instrument Date	Mar 5, 2020
Instrument	159394
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	634 PITTS CHAPEL RD ELIZABETH CITY NC 279097862, ELIZABETH CITY, NC 27909-7862

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,705 (+1%)	$160,248 (+10.59%) Land $29,000 Building $131,248
2025	$1,778.00 (-14.85%)	$132,459 (-5.06%)	$144,903 (+3.86%) Land $29,000 Building $115,903
2023	$2,088.00 (+6.86%)	$139,515 (+6.4%) Land $28,000 Building $111,515	$139,515 (+6.4%) Land $28,000 Building $111,515
2022	$1,954.00	$131,122 Land $23,000 Building $108,122	$131,122 Land $23,000 Building $108,122

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	56 (1988–2022)
Claims Outside the SFHA	17 of 56
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 24 claims Hurricane Frances, Oct 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20