Cabell County property record for 3104 Howells Mill Rd, Ona, WV 25545
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,512 sqft · built 1975 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $638 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-31-0015.0007 |
| Primary APN | 10-31-0015.0007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 2,472 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 37,897 sqft (0.87 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3104 HOWELLS MILL RD |
|---|---|
| City | ONA |
| State | WV |
| Zip | 25545-7554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .87 AC ARTHUR ESTEP PROP 3104 HOWELLS MILL RD ONA |
| Legal Block | 7 |
| Jurisdiction | CABELL WV |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10702 |
Source: Cabell County records · APN 10-31-0015.0007
Assessment roll updated November 14, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3104 HOWELLS MILL RD, ONA, WV 25545-7554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Cabell County records · Assessment roll updated November 14, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | West Virginia |
| County | Cabell County |
| Unified School District | Cabell County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $638.00 (+6.51%) | ||
| 2025 | $599.00 (+19.8%) Homeowner's exemption | $63,840 (+13.19%) Land $16,380 Building $47,460 | $106,400 (+13.19%) Land $27,300 Building $79,100 |
| 2023 | $500.00 (+8.46%) Homeowner's exemption | $56,400 (+5.62%) Land $13,500 Building $42,900 | $94,000 (+5.62%) Land $22,500 Building $71,500 |
| 2022 | $461.00 Homeowner's exemption | $53,400 Land $13,500 Building $39,900 | $89,000 Land $22,500 Building $66,500 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Moderate above 43% of the US · above 61% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Optimum Communications Cable | 940 / 35 |
Based on FCC filings for 21 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WVAWC - HUNTINGTON DIST private · serves 98,647 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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