3104 Gratiot St, Indian River, MI 49749 Property Records

Cheboygan County property record for 3104 Gratiot St, Indian River, MI 49749

Property Summary

Property TypeSingle Family Home
Lot Size0.771 acres (33,611 sqft)
OwnerIndividual Name on Record
Tax Bill$2,781 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN161-M59-000-005-00

Property Details

APN / Parcel Number

Primary APN161-M59-000-005-00

Exterior

Lot Area33,611 sqft (0.771 acres)

Location & Zoning

Street Address3104 GRATIOT ST
CityINDIAN RIVER
StateMI
Zip49749-9102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLAT M.A. MCHENRY'S FIRST ADDITION TO THE VILLAGE OF INDIAN RIVER, LOT 5. (SEC 24,T35N,R3W)
Legal Range03W
Legal Township005
Legal Section24
Legal SubdivisionM A MCHENRYS 1ST ADD
Legal Lot Number5
JurisdictionCHEBOYGAN MI
Township / Civil DivisionTUSCARORA
Census Block Group4
Census Block4018
Census Tract960600

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address216 N 5 MILE RD, MIDLAND, MI 48640-7829
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 10, 2022
Deed SaleFeb 10, 2022
Prior SaleSep 26, 2016 · Amount on Record
Deed Book / Page1474 / 116
Record UpdatedSep 20, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEBOYGAN MI
Recording DateFeb 10, 2022
Property Address3104 GRATIOT ST, INDIAN RIVER, MI 49749-9102
Document Number001474/116
Book / Page1474 / 116
Instrument DateFeb 3, 2022
Transaction TypeTransfer
Record UpdatedJun 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address216T MILL ST, MIDLAND, MI 48640

Mortgage

Document Number0001475118
DateFeb 10, 2022
Instrument1475/118
Lender
NameMERCANTILE BANK OF MICHIGAN
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCheboygan County
County SubdivisionTuscarora Township
Unified School DistrictInland Lakes Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$71,500 (+22.22%)$143,000 (+22.22%)
2025$2,781.00 (+174.8%)
2023$58,500$117,000
2022$1,012.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gratiot St

Nearby Streets

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