3104 Field Crest Cir, Laredo, TX 78045 Property Records

Webb County property record for 3104 Field Crest Cir, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	3,329 sqft · built 2002
Lot Size	0.371 acres (16,170 sqft)
Owner	2 Company Names on Record
Last Sale	$998,165 (May 2026)
Tax Bill	$2,375 (2025)
Deeds & Mortgages	Sep 2026 Sale Mar 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`985-00012-020`

Property Details

APN / Parcel Number

Primary APN	`985-00012-020`
Alternative APN	`240950`

Interior

Stories	2 Stories
Building Area	3,329 sqft Living Area
Gross Area	4,361 sqft
1st Floor Area	2,961 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Metal
Lot Area	16,170 sqft (0.371 acres)
Garage Type	Attached
Garage Area	1,032 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	642 sqft

Location & Zoning

Street Address	3104 FIELD CREST CIR
City	LAREDO
State	TX
Zip	78045-8134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 2 BLK 12 WINFIELD I
Legal Subdivision	WINFIELD
Legal Phase	I
Legal Block	12
Legal Lot Number	2
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2021
Census Tract	1722

Owner

Source: Webb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3104 FIELD CREST CIR, LAREDO, TX 78045-8134
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 21, 2017	Deed of Trust, Mortgage · ARM DITECH FINANCIAL LLC
May 11, 2026	Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Oct 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANFLIGHT LENDING LLC
Mar 21, 2017	Deed of Trust, Mortgage · ARM DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Prior Sale	Oct 6, 2021 · Amount on Record
Deed Document Number	20261587233
Deed Book / Page	6037 / 62
Prior Transfer Date	Sep 21, 2021
Prior Transfer Doc	5127/42
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Sep 25, 2026
Property Address	3104 FIELD CREST CIR, LAREDO, TX 78045-8134
Document Number	0001599119
Book / Page	6114 / 749
Instrument Date	Sep 18, 2026
Instrument	20261599119
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3104 FIELD CREST CIR, LAREDO, TX 78045-8134

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3104 FIELD CREST CIR, LAREDO, TX 78045-8134
Transaction Type	Mortgage
Record Updated	May 21, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004206/001
Date	Mar 21, 2017
Book Page	4206/001
Instrument	1291893

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBB TX
Recording Date	May 11, 2026
Property Address	3104 FIELD CREST CIR, LAREDO, TX 78045-8134
Document Number	0001587233
Book / Page	6037 / 62
Instrument Date	May 8, 2026
Instrument	2026.1587233
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1950 SAMBAR LOOP, LAREDO, TX 78045-7158

Mortgage

Document Number	0001587233,
Date	May 11, 2026
Book Page	6037/67
Instrument	2026.1587233

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	Oct 6, 2021
Property Address	3104 FIELD CREST CIR, LAREDO, TX 78045-8134
Document Number	5127/42
Book / Page	5127 / 42
Map Reference	VOL 13 PG 59&60
Instrument Date	Sep 21, 2021
Instrument	1444558
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 FIELD CREST CIR, LAREDO, TX 78045-8134
Investor	Possibly a Property Investor

Mortgage

Document Number	1444559
Date	Oct 6, 2021
Instrument	1444559

Lender

Name	LOANFLIGHT LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3104 FIELD CREST CIR, LAREDO, TX 78045-8134
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4206/001
Date	Mar 21, 2017
Book Page	4206/001
Instrument	1291893

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$566,311 (-0.4%) Land $249,988 Building $316,323	$566,311 (-0.4%) Land $249,988 Building $316,323
2025	$2,375.00 Homeowner's exemption Senior Citizen's exemption	$568,608 (+6.8%) Land $249,988 Building $318,620	$568,608 (+6.8%) Land $249,988 Building $318,620
2024	$2,375.00 (-11.61%)
2023		$532,408 Land $241,742 Building $290,666	$532,408 Land $241,742 Building $290,666
2022	$2,687.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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