3104 Expedition Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 3104 Expedition Dr, Saint Cloud, FL 34771 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2024
Square Footage2,220 sqft Living Area
Lot Size7,840 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$514,000 (2026)
Tax Bill$8,816.00 (2025)

Property Details

APN / Parcel Number

Primary APN02-25-31-5539-0001-1520
Alternative APN
  • 253102553900011520

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,220 sqft Living Area
Gross Area3,020 sqft Gross Area
1st Floor2,220 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleConventional Style
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached Garage
Garage Area420 sqft Garage
Porch Area380 sqft Porch

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Street Address3104 EXPEDITION DR
CitySAINT CLOUD
StateFL
Zip34771-8995
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWESLYN PARK PH 3 PB 34 PGS 38-52 LOT 152
Legal SubdivisionWESLYN PARK PHASE 3
Legal Lot Number152
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1002
Census Tract43700

Owner

Source: Osceola County records · APN 02-25-31-5539-0001-1520

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3104 EXPEDITION DR, SAINT CLOUD, FL 34771-8995
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Warranty Deed, Transfer · Conventional Mortgage
VYSTAR CREDIT UNION
Nov 22, 2024Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
JET HOMELOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 24, 2026 · Amount on Record
Deed SaleJun 24, 2026 · Amount on Record
Deed Doc Number202683120
Deed Book / Page6993 / 932
Record RefreshedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 24, 2026
Property Address3104 EXPEDITION DR, SAINT CLOUD, FL 34771-8995
Document Number0000083120
Book / Page6993 / 932
Instrument DateJun 17, 2026
Instrument202683120
Transaction TypeTransfer
Record UpdatedJul 07, 2026
Title CompanyGLOBAL PRFD TITLE, GLOBAL INTERNATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$363,398.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3104 EXPEDITION DR, SAINT CLOUD, FL 34771-8995

Mortgage

Document Number0000083121,
DateJun 24, 2026
Book Page6993/934
Instrument202683121
Lender
NameVYSTAR CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.75%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

November 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 22, 2024
Property Address3104 EXPEDITION DR, SAINT CLOUD, FL 34771-8995
Document Number0067010389
Book / Page6701 / 389
Map ReferenceMB 34 PG 38-52
Instrument DateNov 15, 2024
Instrument2024149366
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,777.90
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8529 SOUTHPARK CIR STE 130, 130, ORLANDO, FL 32819-9016

Transferred To (Grantee/Buyer)

NameVerified Name
Address3104 EXPEDITION DR, SAINT CLOUD, FL 34771-8995

Mortgage

Document Number0006701391
DateNov 22, 2024
Instrument6701/391
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,816.00 (+165.7%)$469,900 Land $90,000 Building $379,900$469,900 Land $90,000 Building $379,900
2024$3,318.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskVery High
above 94% of the US · above 89% of Florida
Wildfire LikelihoodAbout 1 in 67 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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