3104 Enoch Ave, Zion, IL 60099 Property Records

Lake County property record for 3104 Enoch Ave, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,722 sqft · built 1904
Lot Size	0.187 acres (8,133 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Oct 2022)
Tax Bill	$6,821 (2024)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-28-216-012`

Property Details

APN / Parcel Number

Primary APN	`04-28-216-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,722 sqft Living Area
Gross Area	2,580 sqft
1st Floor Area	798 sqft
2nd Floor Area	924 sqft
Upper Floors Area	1,386 sqft
Basement Area	798 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,133 sqft (0.187 acres)
Lot Dimensions	173 ft deep x 46 ft wide
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	186 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	3104 ENOCH AVE
City	ZION
State	IL
Zip	60099-3238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ZION CITY SEC.28 LOT 12 BLOCK 33
Legal Subdivision	ZION CITY SEC.28
Legal Block	33
Legal Lot Number	12
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	2
Census Block	2013
Census Tract	860500

Owner

3104 Enoch Ave is owned and occupied by an individual who bought it in October 2022.

Source: Lake County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	31596 TALLGRASS CT, LAKEMOOR, IL 60051-2236
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Mar 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jul 25, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 10, 2019	Warranty Deed, Transfer · Conventional with PMI FIRST CENTENNIAL MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2022 · Amount on File
Deed Sale	Oct 26, 2022 · Amount on File
Prior Sale	Jul 25, 2019 · Amount on File
Deed Document Number	20227940870
Prior Transfer Date	Jan 10, 1997
Prior Transfer Doc	0003921043
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Oct 26, 2022
Property Address	3104 ENOCH AVE, ZION, IL 60099-3238
Document Number	0007940870
Instrument Date	Sep 30, 2022
Instrument	7940870
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 ENOCH AVE, ZION, IL 60099-3238
Investor	Possibly a Property Investor

Mortgage

Document Number	0007940871
Date	Oct 26, 2022
Instrument	7940871

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.62%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	3104 ENOCH AVE, ZION, IL 60099-3238
Transaction Type	Mortgage
Record Updated	Apr 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007887409
Date	Mar 18, 2022
Instrument	7887409

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2042

Interest

Rate	3.75%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jul 25, 2019
Property Address	3104 ENOCH AVE, ZION, IL 60099-3238
Document Number	0007579006
Instrument Date	Jul 19, 2019
Instrument	7579006
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3104 ENOCH AVE, ZION, IL 60099-3238

Mortgage

Document Number	0007579007
Date	Jul 25, 2019
Instrument	7579007

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jul 10, 2019
Property Address	3104 ENOCH AVE, ZION, IL 60099-3238
Document Number	0007575187
Instrument Date	Jun 20, 2019
Instrument	7575187
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	193 HOWARD CT #2 FOX LAKE IL 600201369, 2, FOX LAKE, IL 60020-1369

Mortgage

Document Number	7575188
Date	Jul 10, 2019
Instrument	7575188

Lender

Name	FIRST CENTENNIAL MTG CORP
Address	AURORA, IL 60506

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Zion Elementary School District 6 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,937 Land $9,388 Building $60,549	$209,832 Land $28,167 Building $181,665
2024	$6,821.00 (+17.99%)
2023	$5,781.00 (+17%)	$55,060 (+18.54%) Land $7,391 Building $47,669	$165,196 (+18.54%) Land $22,175 Building $143,021
2022	$4,941.00	$46,450 Land $6,067 Building $40,383	$139,364 Land $18,203 Building $121,161

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3104 Enoch Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3104 Enoch Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Enoch Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures