3104 Emerald Pl, Wilmington, DE 19810 Property Records

New Castle County property record for 3104 Emerald Pl, Wilmington, DE 19810

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,224 sqft · built 1977
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Dec 2022)
Tax Bill$2,222 (2025)
Deeds & MortgagesMar 2026 Mortgage
Dec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-020.00-276

Property Details

APN / Parcel Number

Primary APN06-020.00-276

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,224 sqft Living Area
1st Floor Area612 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleTownhouse
Exterior MaterialBrick
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area2,178 sqft (0.05 acres)
Lot Dimensions131 ft deep x 18 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address3104 EMERALD PL
CityWILMINGTON
StateDE
Zip19810-2233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNCTH
Legal SubdivisionLONDONDERRY II & III
Legal BlockA
Legal Lot Number13
JurisdictionNEW CASTLE DE
Township / Civil DivisionBRANDYWINE
Census Block Group2
Census Block2006
Census Tract11206

Owner

Source: New Castle County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3104 EMERALD PL, WILMINGTON, DE 19810-2233
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2026Deed of Trust, Mortgage · FHA Mortgage
PROSPERITY HOME MORTGAGE LLC
Dec 1, 2022Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2022 · Amount on Record
Deed SaleDec 1, 2022 · Amount on Record
Prior SaleJul 29, 1988 · Amount on Record
Deed Document Number2022111414
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address3104 EMERALD PL, WILMINGTON, DE 19810-2233
Transaction TypeMortgage
Record UpdatedApr 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3104 EMERALD PL, WILMINGTON, DE 19810-2233

Mortgage

Document Number0000020323
DateMar 19, 2026
Instrument20260319-0020323
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressFAIRFAX, VA 22031
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateDec 1, 2022
Property Address3104 EMERALD PL, WILMINGTON, DE 19810-2233
Document Number0000111414
Map ReferenceMF 4405
Instrument DateNov 29, 2022
Instrument20221201-0111414
Transaction TypeTransfer
Record UpdatedDec 9, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3104 EMERALD PL, WILMINGTON, DE 19810-2233

Mortgage

Document Number0000111418
DateDec 1, 2022
Instrument20221201-0111418
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2052

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictBrandywine School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,222.00 (+5.41%)$281,500 (+382.85%) Land $74,100 Building $207,400
2024$246,150
2023$2,108.00$58,300 Land $11,000 Building $47,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1994–2011)
Most Recent ClaimAug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER DELAWARE, INC
private · serves 100,495 people · EPA ID DE0000564
Water SourceSurface water
Last State InspectionApr 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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