3104 Ellingford Rd, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 3104 Ellingford Rd, Charlotte, NC 28214

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,378 sqft · built 2017
Lot Size0.187 acres (8,146 sqft)
OwnerIndividual Name on Record
Tax Bill$2,452 (2025)
Deeds & MortgagesJul 2026 Mortgage
Apr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN055-224-75

Property Details

APN / Parcel Number

Primary APN055-224-75

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,378 sqft Living Area
Gross Area1,604 sqft
1st Floor Area598 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,146 sqft (0.187 acres)
Garage TypeAttached
Garage Area226 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3104 ELLINGFORD RD
CityCHARLOTTE
StateNC
Zip28214-2559
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL144 M61-815/816
Legal SubdivisionPAW CREEK VILLAGE
Legal Block4
Legal Lot Number144
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2013
Census Tract6012

Owner

Source: Mecklenburg County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3104 ELLINGFORD RD, CHARLOTTE, NC 28214-2559
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Quit Claim Deed, Transfer · FHA Mortgage
PRIME EQUITY MORTGAGE
Apr 10, 2018Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2026
Deed SaleJul 28, 2026
Prior SaleApr 10, 2018 · Amount on Record
Deed Document Number202680299
Deed Book / Page40602 / 819
Prior Transfer DateJul 22, 2026
Prior Transfer Doc0000080299
Record UpdatedSep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateJul 28, 2026
Property Address3104 ELLINGFORD RD, CHARLOTTE, NC 28214-2559
Document Number0000080299
Book / Page40602 / 819
Instrument DateJul 22, 2026
Instrument202680299
Transaction TypeTransfer
Record UpdatedAug 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3104 ELLINGFORD RD, CHARLOTTE, NC 28214-2559

Mortgage

Document Number0000080300,
DateJul 28, 2026
Instrument202680300
Lender
NamePRIME EQUITY MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.52%
Max Rate-1%

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 10, 2018
Property Address3104 ELLINGFORD RD, CHARLOTTE, NC 28214-2559
Document Number0000042546
Book / Page32592 / 122
Map ReferenceMB61 PG815
Instrument DateApr 9, 2018
Instrument2018042546
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$336.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1450 LAKE ROBBINS DR # DR430, 1450, SPRING, TX 77380-3258

Transferred To (Grantee/Buyer)

NameVerified Name
Address3104 ELLINGFORD RD, CHARLOTTE, NC 28214-2559

Mortgage

Document Number0000042547
DateApr 10, 2018
Instrument2018042547
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,452.00$297,000 Land $80,000 Building $217,000$297,000 Land $80,000 Building $217,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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