3104 E Sprague Ave, Spokane, WA 99202 Property Records

Spokane County property record for 3104 E Sprague Ave, Spokane, WA 99202

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,651 sqft · built 1980
Lot Size	0.498 acres (21,691 sqft)
Owner	Company Name on File
Last Sale	$686,990 (Feb 2025)
Tax Bill	$541 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Feb 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35222.0611`

Property Details

APN / Parcel Number

Primary APN	`35222.0611`
Alternative APN	`35222.0613`

Interior

Stories	1 Story
Building Area	4,651 sqft Total Area
Gross Area	297 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1998
Lot Area	21,691 sqft (0.498 acres)
Total Buildings	2 Buildings

Location & Zoning

Old Parcel Number	352220611
Street Address	3104 E SPRAGUE AVE
City	SPOKANE
State	WA
Zip	99202-3949
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	GC
Legal Description	22-25-43 NW: ALL THAT PTN OF THE HEREINAFTER DESCRIBED PARCEL A LYING WLY OF THE FOLLOWING DESCRIBED LINE: BEGINNING AT A POINT OPPOSITE HIGHWAY ENGINEERS STATION (HES) 1539+31.01 IN THE SR 90 LINE SURVEY OF SR 90 GARFIELD STREET TO JCT SR 395, AND 9
Legal Range	43E
Legal Township	25N
Legal Section	22
Legal Subdivision	KAUFMANS 2ND ADD
Legal Block	6
Legal Lot Number	1,12
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3106
Census Tract	14500

Owner

Source: Spokane County assessment roll, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 47338, OLYMPIA, WA 98504-7338
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Line of Credit RIVERBANK
Feb 25, 2025	Warranty Deed, Transfer WFT NATIONAL TITLE, WFG NATIOINAL TITLE
Feb 25, 2025	Warranty Deed, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO
Dec 5, 2019	Deed of Trust, Mortgage RIVER BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 25, 2025 · Amount on Record
Deed Sale	Feb 25, 2025 · Amount on Record
Prior Sale	Nov 2, 2012 · Amount on Record
Deed Document Number	20257401008
Prior Transfer Date	Jan 9, 2012
Prior Transfer Doc	0006058144
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3104 E SPRAGUE AVE, SPOKANE, WA 99202-3949
Transaction Type	Mortgage
Record Updated	Jan 30, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007062457
Date	Apr 16, 2021
Instrument	7062457

Lender

Name	RIVERBANK
Type	Bank
Address	SPOKANE, WA 99202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 25, 2025
Property Address	3104 E SPRAGUE AVE, SPOKANE, WA 99202-3949
Document Number	0007401008
Map Reference	VOL B PG 4
Instrument Date	Feb 4, 2025
Instrument	7401008
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIOINAL TITLE

Transaction

Amount	Amount Recorded
Tax	$11,288.42
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 47338, OLYMPIA, WA 98504-7338
Investor	Possibly a Property Investor

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 25, 2025
Property Address	3104 E SPRAGUE AVE, SPOKANE, WA 99202-3949
Document Number	0007401007
Map Reference	VOL B PG 4
Instrument Date	Feb 4, 2025
Instrument	7401007
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 47338, OLYMPIA, WA 98504-7338
Investor	Possibly a Property Investor

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3104 E SPRAGUE AVE, SPOKANE, WA 99202-3949
Document Number	0006873777
Instrument Date	Dec 5, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10124 E VALENEOV LN SPOKANE WA 99223, SPOKANE, WA 99223

Mortgage

Document Number	0006873777
Date	Dec 13, 2019
Instrument	6873777

Lender

Name	RIVER BK
Type	Bank
Address	SPOKANE, WA 99202

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$551,840 (-19.87%) Land $151,840 Building $400,000	$551,840 (-19.87%) Land $151,840 Building $400,000
2025	$541.00 (-91.88%) Additional exemption filed	$688,670 (+7.77%) Land $231,270 Building $457,400	$688,670 (+7.77%) Land $231,270 Building $457,400
2024	$6,664.00 (+6.76%)	$638,990 (+12.03%) Land $289,090 Building $349,900	$638,990 (+12.03%) Land $289,090 Building $349,900
2023	$6,242.00 (-6.32%)	$570,390 Land $247,790 Building $322,600	$570,390 Land $247,790 Building $322,600
2022	$6,663.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Concept Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Newmax Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lumen Technologies.

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