3104 Douglas St, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 3104 Douglas St, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,373 sqft · built 1995
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Aug 2016)
Tax Bill	$2,622 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
APN	`06-2.0-03-003-001-057.000`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-03-003-001-057.000`

Interior

Building Area	1,373 sqft Base Area
1st Floor Area	1,373 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	155 ft deep x 220 ft wide

Location & Zoning

Street Address	3104 DOUGLAS ST
City	SAINT JOSEPH
State	MO
Zip	64506-2321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:WHITMAN'S ACRES LOT:3 BLK:LGL DESC:L 3 & W 110' MOL UN-NAMED L E OF L 3 ALSO E 10' L 47 & 48 LYING S DOUGLAS ST IN ASHLAND HTS 2ND EXT ASSESSED WITH T HISTR
Legal Subdivision	WHITMANS ACRES
Legal Lot Number	3
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2025
Census Tract	600

Owner

3104 Douglas St is owned and occupied by two individuals who bought it in August 2016.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3104 DOUGLAS ST, SAINT JOSEPH, MO 64506-2321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2016 · Amount on File
Deed Sale	Aug 9, 2016 · Amount on File
Deed Document Number	20167964
Prior Transfer Date	Nov 2, 2010
Prior Transfer Doc	03239/0354
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3104 DOUGLAS ST, SAINT JOSEPH, MO 64506-2321
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 DOUGLAS ST, SAINT JOSEPH, MO 64506-2321

Mortgage

Document Number	3758/674
Date	Feb 8, 2021
Book Page	3758/674
Instrument	2021001314

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	SAVANNAH, MO 64485

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 3104 Douglas St was $2,622, up % from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,622.00 (+0.04%)	$36,540 Land $6,520 Building $30,020	$192,310 Land $34,290 Building $158,020
2024	$2,621.00 (+19.14%)
2023	$2,200.00 (-0.68%)	$33,440 (-) Land $6,520 Building $26,920	$175,990 Land $34,290 Building $141,700
2022	$2,215.00	$33,440 Land $6,520 Building $26,920
2021			$175,990 Land $34,290 Building $141,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3104 Douglas St; there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1984)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1984 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jun 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3104 Douglas St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Douglas St

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