3104 Cedar Ave, Mattoon, IL 61938 Property Records

Coles County property record for 3104 Cedar Ave, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 792 sqft · built 1891
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$88,000 (Jun 2022)
Tax Bill	$1,577 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-2-11271-000`

Property Details

APN / Parcel Number

Primary APN	`07-2-11271-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	792 sqft Base Area
1st Floor Area	792 sqft

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	432 sqft

Location & Zoning

Street Address	3104 CEDAR AVE
City	MATTOON
State	IL
Zip	61938-3613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NOYES ADDITION BLK 120 LOT 11 SW 1/4 SEC 14 T12N R07E
Legal Range	07E
Legal Township	12N
Legal Section	14
Legal Subdivision	NOYES ADDITION
Legal Block	120
Legal Lot Number	11
Jurisdiction	COLES IL
Township / Civil Division	MATTOON
Census Block Group	2
Census Block	2012
Census Tract	1200

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3104 CEDAR AVE, MATTOON, IL 61938-3613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Warranty Deed, Transfer · USDA Mortgage USDA
Aug 23, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 18, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Oct 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2022 · Amount on Record
Deed Sale	Jun 1, 2022 · Amount on Record
Deed Document Number	2022801481
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jun 1, 2022
Property Address	3104 CEDAR AVE, MATTOON, IL 61938-3613
Document Number	202200801481
Instrument Date	May 27, 2022
Instrument	202200801481
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$88.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 CEDAR AVE, MATTOON, IL 61938-3613

Mortgage

Document Number	202200801482
Date	Jun 1, 2022
Instrument	202200801482

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	395 Months
Due	May 27, 2055

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	3104 CEDAR AVE, MATTOON, IL 61938-3613
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100796725
Date	Aug 23, 2021
Instrument	202100796725

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.75%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	3104 CEDAR AVE, MATTOON, IL 61938-3613
Transaction Type	Mortgage
Record Updated	Nov 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900784398
Date	Oct 18, 2019
Instrument	201900784398

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	3104 CEDAR AVE, MATTOON, IL 61938-3613
Transaction Type	Mortgage
Record Updated	Oct 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800778222
Date	Oct 1, 2018
Instrument	201800778222

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2028

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Mattoon Township
Municipality	Mattoon City
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,577.00 (+117.82%)	$25,821 (+23.43%) Land $3,854 Building $21,967	$77,463 (+23.43%) Land $11,562 Building $65,901
2023		$20,920 Land $3,122 Building $17,798	$62,760 Land $9,366 Building $53,394
2020	$724.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTOON serves 19,500 people · EPA ID IL0290250
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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