3104 Beaver Dam Dr, Monroe, NC 28110 Property Records

Union County property record for 3104 Beaver Dam Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,983 sqft · built 2006
Lot Size	0.984 acres (42,863 sqft)
Owner	2 Individual Names on File
Last Sale	$444,000 (Feb 2020)
Tax Bill	$3,241 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Dec 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-075-133`

Property Details

APN / Parcel Number

Primary APN	`08-075-133`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,983 sqft Living Area
1st Floor Area	1,990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	42,863 sqft (0.984 acres)
Garage Type	Attached
Garage Area	834 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	3104 BEAVER DAM DR
City	MONROE
State	NC
Zip	28110-7670
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 UNIO
Legal Description	#51 BICKETT RIDGE SEC2 MP1 OPCI722
Legal Subdivision	BICKETT RIDGE
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	3
Census Block	3030
Census Tract	20100

Owner

3104 Beaver Dam Dr, a rural home, is owned and occupied by two individuals who acquired it in December 2022.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3104 BEAVER DAM DR, MONROE, NC 28110-7670
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Dec 27, 2022	Intrafamily Transfer, Transfer
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 18, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 18, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Feb 9, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2020 · Amount on File
Deed Sale	Feb 18, 2020 · Amount on File
Prior Sale	Feb 9, 2018 · Amount on File
Deed Document Number	20205210
Deed Book / Page	7586 / 832
Last Transfer Date	Dec 27, 2022
Transfer Doc	0008631247
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3104 BEAVER DAM DR, MONROE, NC 28110-7670
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009281707
Date	Jan 6, 2026
Book Page	9281/707
Instrument	308

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2036

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Dec 27, 2022
Property Address	3104 BEAVER DAM DR, MONROE, NC 28110-7670
Document Number	0008631247
Book / Page	8631 / 247
Map Reference	CAB I FILE 722
Instrument Date	Dec 27, 2022
Instrument	41794
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 BEAVER DAM DR, MONROE, NC 28110-7670

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3104 BEAVER DAM DR, MONROE, NC 28110-7670
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	789962
Date	Nov 24, 2020
Book Page	7899/62
Instrument	48984

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	Dec 1, 2047

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Feb 18, 2020
Property Address	3104 BEAVER DAM DR, MONROE, NC 28110-7670
Document Number	7586852
Book / Page	007586 / 000852
Instrument Date	Feb 18, 2020
Instrument	5212
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3104 BEAVER DAM DR MONROE NC 281107670, MONROE, NC 28110-7670

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 18, 2020
Property Address	3104 BEAVER DAM DR, MONROE, NC 28110-7670
Document Number	7586832
Book / Page	007586 / 000832
Instrument Date	Feb 18, 2020
Instrument	5210
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$888.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 BEAVER DAM DR MONROE NC 281107670, MONROE, NC 28110-7670

Mortgage

Document Number	7586834
Date	Feb 18, 2020
Book Page	007586/000834
Instrument	5211

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 17, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 9, 2018
Property Address	3104 BEAVER DAM DR, MONROE, NC 28110-7670
Document Number	7100555
Book / Page	007100 / 000555
Instrument Date	Feb 6, 2018
Instrument	3432
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$798.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3104 BEAVER DAM DR MONROE NC 281107670, MONROE, NC 28110-7670

Mortgage

Document Number	7100557
Date	Feb 9, 2018
Book Page	007100/000557
Instrument	3433

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3104 Beaver Dam Dr was $3,241.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$663,900 (-) Land $140,800 Building $523,100	$663,900 (-) Land $140,800 Building $523,100
2025	$3,241.00	$663,900 Land $140,800 Building $523,100	$663,900 Land $140,800 Building $523,100
2023	$2,971.00	$457,500 Land $48,000 Building $409,500	$457,500 Land $48,000 Building $409,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3104 Beaver Dam Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3104 Beaver Dam Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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