3104 Basilwood Cir, Monroe, NC 28110 Property Records

Union County property record for 3104 Basilwood Cir, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,255 sqft · built 1991
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Tax Bill	$1,522 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-351-281`

Property Details

APN / Parcel Number

Primary APN	`09-351-281`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,255 sqft Living Area
1st Floor Area	1,255 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Porch	Slab
Porch Area	96 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3104 BASILWOOD CIR
City	MONROE
State	NC
Zip	28110-8604
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-20 UNIO
Legal Description	#93 ROCKY RIVER ESTATES 3104 BASILWOOD CIR
Legal Subdivision	ROCKY RIVER ESTATES
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3004
Census Tract	20403

Owner

3104 Basilwood Cir, a rural home, is owned and occupied by an individual.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3104 BASILWOOD CIR, MONROE, NC 28110-8604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Apr 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Jan 11, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	UNION NC
Recording Date	Apr 20, 2026
Property Address	3104 BASILWOOD CIR, MONROE, NC 28110-8604
Document Number	0000010518
Book / Page	9353 / 296
Instrument Date	Apr 15, 2026
Instrument	2026.10518
Record Updated	Apr 30, 2026
Title Company	LENDER RECORDING SERVICES, LENDER RECORDING SERVICES (R

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 BASILWOOD CIR, MONROE, NC 28110-8604

Mortgage

Document Number	0000010518,
Date	Apr 20, 2026
Book Page	9353/296
Instrument	2026.10518

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.54%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Recording Date	Apr 20, 2026
Property Address	3104 BASILWOOD CIR, MONROE, NC 28110-8604
Document Number	0009353296
Book / Page	9353 / 296
Instrument Date	Apr 15, 2026
Instrument	202610518
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 BASILWOOD CIR, MONROE, NC 28110-8604

Mortgage

Document Number	0000010518,
Date	Apr 20, 2026
Book Page	9353/296
Instrument	202610518

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.54%
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3104 BASILWOOD CIR, MONROE, NC 28110-8604
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008369572
Date	Jan 11, 2022
Book Page	8369/572
Instrument	1235

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MONROE, NC 28111

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3104 BASILWOOD CIR, MONROE, NC 28110-8604
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008369557
Date	Jan 11, 2022
Book Page	8369/557
Instrument	1234

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 3104 Basilwood Cir was $1,522.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,700 (-) Land $57,200 Building $257,500	$314,700 (-) Land $57,200 Building $257,500
2025	$1,522.00	$314,700 Land $57,200 Building $257,500	$314,700 Land $57,200 Building $257,500
2023	$1,246.00	$194,700 Land $33,400 Building $161,300	$194,700 Land $33,400 Building $161,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3104 Basilwood Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3104 Basilwood Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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