3104 109th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3104 109th St, Lubbock, TX 79423

Property Summary

Property TypeDuplex
Details6 bd · 4 ba · 3,170 sqft · built 2004
Lot Size0.158 acres (6,895 sqft)
OwnerCompany Name on Record
Tax Bill$7,227 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR173572

Property Details

APN / Parcel Number

Primary APNR173572
Alternative APN
  • R1555500000000230000

Interior

Bedrooms6 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,170 sqft Living Area
Gross Area4,052 sqft
1st Floor Area2,153 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleDuplex Single
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,895 sqft (0.158 acres)
Garage TypeAttached
Garage Area882 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3104 109TH ST
CityLUBBOCK
StateTX
Zip79423-5890
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionCOOPER STONE L 23
Legal SubdivisionCOOPER STONE
Legal Lot Number23
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2012
Census Tract10511

Owner

Source: Lubbock County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1913 GLADEWOOD DR, MIDLAND, TX 79707-5052
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 4, 2024
Deed SaleOct 4, 2024
Prior SaleNov 22, 2016 · Amount on Record
Deed Document Number202440183
Prior Transfer DateNov 17, 2016
Prior Transfer Doc0000042793
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address3104 109TH ST, LUBBOCK, TX 79423-5890
Transaction TypeMortgage
Record UpdatedDec 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044506
DateOct 6, 2020
Instrument2020044506
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term314 Months
DueDec 1, 2046

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,227.00 (-3.79%)$349,289 (-4.67%) Land $28,700 Building $320,589$349,289 (-4.67%) Land $28,700 Building $320,589
2024$7,512.00 (-2.56%)
2023$7,709.00 (+11.53%)$366,388 Land $28,700 Building $337,688$366,388 Land $28,700 Building $337,688
2022$6,912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Optimum
Cable
940 / 35
Rise Broadband
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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