3103 Winchester Way, Fallston, MD 21047 Property Records

Harford County property record for 3103 Winchester Way, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,680 sqft · built 1965
Lot Size	0.856 acres (37,284 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Jan 2023)
Tax Bill	$4,777 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-105881`

Property Details

APN / Parcel Number

Primary APN	`03-105881`
Alternative APNs	`3105881` `105881`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,680 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	37,284 sqft (0.856 acres)
Lot Dimensions	239 ft deep x 156 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	576 sqft
Porch	Slab
Porch Area	128 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	105881
Street Address	3103 WINCHESTER WAY
City	FALLSTON
State	MD
Zip	21047-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LT 16 157/155X239 AV 3103 WINCHESTER WAY POWDER MILL PT 12/26
Legal Subdivision	POWDER MILL & ADD
Legal Lot Number	16
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	4
Census Block	4005
Census Tract	303300

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3103 WINCHESTER WAY, FALLSTON, MD 21047-2408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Sep 3, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
May 30, 2018	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Nov 11, 2020	Loan Modification, Mortgage · Conventional with PMI CALIBER HM LOANS
Dec 3, 2016	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2023 · Amount on Record
Deed Sale	Jan 17, 2023 · Amount on Record
Deed Book / Page	15797 / 154
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jan 17, 2023
Property Address	3103 WINCHESTER WAY, FALLSTON, MD 21047-2408
Document Number	0157970154
Book / Page	15797 / 154
Map Reference	MB GRG12 FO 26
Instrument Date	Jan 12, 2023
Transaction Type	Transfer
Record Updated	Jan 25, 2023
Title Company	BLACK OAK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3103 WINCHESTER WAY, FALLSTON, MD 21047-2408

Mortgage

Document Number	0157970160
Date	Jan 17, 2023
Instrument	15797-0160

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3103 WINCHESTER WAY, FALLSTON, MD 21047-2408
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	OXFORD SETTLEMENT SERVICES, FORT SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150070091
Date	Sep 3, 2021
Book Page	15007/91

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jun 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3103 WINCHESTER WAY, FALLSTON, MD 21047-2408
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0128370132
Date	May 30, 2018
Book Page	12837/0132

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARFORD MD
Property Address	3103 WINCHESTER WAY, FALLSTON, MD 21047-2408
Document Number	0143620327
Instrument Date	Nov 11, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 WINCHESTER WAY FALLSTON MD 210472408, FALLSTON, MD 21047-2408

Mortgage

Document Number	0143620327
Date	Dec 30, 2020
Book Page	014362/000327

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	336 Months
Due	Dec 29, 2048

Interest

Rate Type	Fixed Rate
Rate	3.5%

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3103 WINCHESTER WAY, FALLSTON, MD 21047-2408
Document Number	0122290055
Book / Page	012229 / 000055
Instrument Date	Dec 3, 2016
Transaction Type	Mortgage
Record Updated	Mar 17, 2017
Title Company	LENDERS TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 WINCHESTER WAY FALLSTON MD 210472408, FALLSTON, MD 21047-2408

Mortgage

Document Number	0122290055
Date	Feb 15, 2017
Book Page	012229/000055

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2047

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,777.00 (+7.52%) Homeowner's exemption	$432,833 (+12.9%)	$456,300 (+8.36%) Land $95,600 Building $360,700
2025	$4,443.00 (+10.19%) Homeowner's exemption
2023		$383,367	$421,100 Land $95,600 Building $325,500
2022	$4,032.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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