Clay County property record for 3103 Wavering Ln, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,272 sqft · built 1999 |
| Lot Size | 0.119 acres (5,195 sqft) |
| Owner | Trust Name on File |
| Last Sale | $70,000 (Jan 2013) |
| Tax Bill | $3,198 (2025) |
| Deeds & Mortgages | Oct 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-04-25-008154-006-54 |
| Primary APN | 34-04-25-008154-006-54 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,272 sqft Living Area |
| Gross Area | 1,536 sqft |
| 1st Floor Area | 1,272 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,195 sqft (0.119 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3103 WAVERING LN |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-4284 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 54 GLEN LAUREL UNIT 2 AS REC OR 3490 PG 1060 & 4025 PG 455 |
| Legal Range | 25E |
| Legal Township | 04S |
| Legal Section | 34 |
| Legal Subdivision | GLEN LAUREL UNIT 2 |
| Legal Lot Number | 54 |
| Legal Unit | 2 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30905 |
3103 Wavering Ln is held in a trust since September 2017.
Source: Clay County records, as of December 3, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2244 LOOKOUT LNDG, FLEMING ISLAND, FL 32003-8648 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2013 · Amount on File |
| Deed Sale | Jan 11, 2013 · Amount on File |
| Prior Sale | Apr 20, 2010 · Amount on File |
| Deed Document Number | 20132329 |
| Deed Book / Page | 3490 / 1060 |
| Last Transfer Date | Sep 19, 2017 |
| Transfer Doc | 0040250455 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Oct 30, 2017 |
| Property Address | 3103 WAVERING LN, MIDDLEBURG, FL 32068-4284 |
| Document Number | 0040250455 |
| Book / Page | 004025 / 000455 |
| Instrument Date | Sep 19, 2017 |
| Instrument | 55077 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2244 LOOKOUT LNDG FLEMING ISLAND FL 320038648, FLEMING ISLAND, FL 32003-8648 |
The 2025 property tax bill for 3103 Wavering Ln was $3,198, up 7.8% from the year before.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,198.00 (+7.79%) | $214,838 Land $40,000 Building $174,838 | $214,838 Land $40,000 Building $174,838 |
| 2024 | $2,967.00 (-5.36%) | ||
| 2023 | $3,135.00 (+14.67%) | $205,432 (+13.51%) Land $40,000 Building $165,432 | $205,432 (+13.51%) Land $40,000 Building $165,432 |
| 2022 | $2,734.00 | $180,975 Land $35,000 Building $145,975 | $180,975 Land $35,000 Building $145,975 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3103 Wavering Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 6 (2021–2023) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3103 Wavering Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: IQ Fiber.
5G (outdoors only) and 4G LTE
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