3103 Wavering Ln, Middleburg, FL 32068 Property Records

Clay County property record for 3103 Wavering Ln, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,272 sqft · built 1999
Lot Size0.119 acres (5,195 sqft)
OwnerTrust Name on File
Last Sale$70,000 (Jan 2013)
Tax Bill$3,198 (2025)
Deeds & MortgagesOct 2017 Transfer
Flood ZoneZone X (minimal risk)
APN34-04-25-008154-006-54

Property Details

APN / Parcel Number

Primary APN34-04-25-008154-006-54

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,272 sqft Living Area
Gross Area1,536 sqft
1st Floor Area1,272 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialOther
Lot Area5,195 sqft (0.119 acres)
Garage TypeAttached
Garage Area264 sqft
PorchFinished/Open Porch
Porch Area24 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3103 WAVERING LN
CityMIDDLEBURG
StateFL
Zip32068-4284
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 54 GLEN LAUREL UNIT 2 AS REC OR 3490 PG 1060 & 4025 PG 455
Legal Range25E
Legal Township04S
Legal Section34
Legal SubdivisionGLEN LAUREL UNIT 2
Legal Lot Number54
Legal Unit2
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2000
Census Tract30905

Owner

3103 Wavering Ln is held in a trust since September 2017.

Source: Clay County records, as of December 3, 2025

Owner of RecordTrust Name on File
Mailing Address2244 LOOKOUT LNDG, FLEMING ISLAND, FL 32003-8648
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2013 · Amount on File
Deed SaleJan 11, 2013 · Amount on File
Prior SaleApr 20, 2010 · Amount on File
Deed Document Number20132329
Deed Book / Page3490 / 1060
Last Transfer DateSep 19, 2017
Transfer Doc0040250455
Record UpdatedJun 8, 2026

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY FL
Recording DateOct 30, 2017
Property Address3103 WAVERING LN, MIDDLEBURG, FL 32068-4284
Document Number0040250455
Book / Page004025 / 000455
Instrument DateSep 19, 2017
Instrument55077
Transaction TypeTransfer
Record UpdatedNov 9, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2244 LOOKOUT LNDG FLEMING ISLAND FL 320038648, FLEMING ISLAND, FL 32003-8648

Tax Assessment & Valuation

The 2025 property tax bill for 3103 Wavering Ln was $3,198, up 7.8% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,198.00 (+7.79%)$214,838 Land $40,000 Building $174,838$214,838 Land $40,000 Building $174,838
2024$2,967.00 (-5.36%)
2023$3,135.00 (+14.67%)$205,432 (+13.51%) Land $40,000 Building $165,432$205,432 (+13.51%) Land $40,000 Building $165,432
2022$2,734.00$180,975 Land $35,000 Building $145,975$180,975 Land $35,000 Building $145,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3103 Wavering Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims6 (2021–2023)
Claims Outside the SFHA6 of 6
Most Recent ClaimDec 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3103 Wavering Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE PARK GRID
private · serves 127,904 people · EPA ID FL2100741
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: IQ Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wavering Ln

Nearby Streets

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