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3103 Waterside Cir, Boynton Beach, FL 33435 Property Records

Palm Beach County property record for 3103 Waterside Cir, Boynton Beach, FL 33435

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 1,757 sqft · built 2016
Lot Size0.037 acres (1,655 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (Mar 2018)
Tax Bill$9,889 (2025)
Deeds & MortgagesMar 2021 Mortgage
Mar 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN08-43-46-04-34-000-0360

Property Details

APN / Parcel Number

Primary APN08-43-46-04-34-000-0360

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,757 sqft Living Area
Gross Area2,208 sqft
1st Floor Area629 sqft

Exterior

Year BuiltBuilt 2016
Construction TypeConcrete Block
Lot Area1,655 sqft (0.037 acres)
PorchOpen Porch

Location & Zoning

Street Address3103 WATERSIDE CIR
CityBOYNTON BEACH
StateFL
Zip33435-6403
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionWATERSIDE VILLAGE PUD LT 36
Legal Range43E
Legal Township46S
Legal Section04
Legal SubdivisionWATERSIDE VILLAGE PUD
Legal Lot Number36
JurisdictionPALM BEACH FL
Township / Civil DivisionBOYNTON BEACH-DELRAY BEACH
Census Block Group2
Census Block2014
Census Tract6301

Owner

3103 Waterside Cir, a townhouse, is owned and occupied by two individuals who bought it in March 2018.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address3103 WATERSIDE CIR, BOYNTON BEACH, FL 33435-6403
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONAL BANK OF KANSAS CITY
Mar 16, 2018Warranty Deed, Transfer · Conventional Mortgage
US MTG/FL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2018 · Amount on File
Deed SaleMar 16, 2018 · Amount on File
Prior SaleMay 17, 2016 · Amount on File
Deed Document Number20180099753
Deed Book / Page29715 / 1098
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address3103 WATERSIDE CIR, BOYNTON BEACH, FL 33435-6403
Transaction TypeMortgage
Record UpdatedMar 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0322410225
DateMar 1, 2021
Book Page32241/225
Instrument20210093119
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
AddressKANSAS CITY, MO 64114
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateMar 16, 2018
Property Address3103 WATERSIDE CIR, BOYNTON BEACH, FL 33435-6403
Document Number0297151098
Book / Page029715 / 001098
Instrument DateMar 4, 2018
Instrument99753
Transaction TypeTransfer
Record UpdatedMar 28, 2018
Title CompanyALLIANT TITLE AND ESCROW

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,905.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3103 WATERSIDE CIR BOYNTON BEACH FL 334356403, BOYNTON BEACH, FL 33435-6403

Mortgage

Document Number297151101
DateMar 16, 2018
Book Page029715/001101
Instrument99754
Lender
NameUS MTG/FL
TypeMortgage Company
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3103 Waterside Cir was $9,889.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBoynton Beach City
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,889.00$480,000 Building $480,000$480,000 Building $480,000
2023$9,880.00 (+16.55%)$565,000 (+38.45%) Building $565,000$565,000 (+38.45%) Building $565,000
2022$8,477.00$408,100 Building $408,100$408,100 Building $408,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3103 Waterside Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 196 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies950 units insured
incl. 754 condo units
Nearby Flood Claims4 (1998–2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3103 Waterside Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOYNTON BEACH PWS
serves 112,000 people · EPA ID FL4500145
Water SourceGroundwater
Last State InspectionJan 2023
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Blue Stream.

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