3103 W Wackerly St, Midland, MI 48640 Property Records

Midland County property record for 3103 W Wackerly St, Midland, MI 48640

Property Summary

Property Type	Duplex
Details	12 bd · 5 ba · 6,040 sqft · built 2011
Lot Size	0.88 acres (38,333 sqft)
Owner	Company Name on Record
Tax Bill	$17,358 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`14-05-80-126`

Property Details

APN / Parcel Number

Primary APN	`14-05-80-126`

Interior

Bedrooms	12 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Building Area	6,040 sqft Total Area
1st Floor Area	3,424 sqft
Basement Area	2,532 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch
Lot Area	38,333 sqft (0.88 acres)
Lot Dimensions	231 ft deep x 165 ft wide
Garage Area	866 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3103 W WACKERLY ST
City	MIDLAND
State	MI
Zip	48640-6991
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RA-4
Legal Description	BEG 28 RDS E OF NW COR OF W 1/2 OF NW FRL 1/4 SEC 5, E 165 FT, S 264 FT, W 165 FT, N 264 FT TO BEG
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	3
Census Block	3001
Census Tract	291000

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6408 W WACKERLY ST, MIDLAND, MI 48642-7348
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	3103 W WACKERLY ST, MIDLAND, MI 48640-6991
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6408 W WACKERLY ST, MIDLAND, MI 48642-7348

Mortgage

Document Number	001645/930
Date	May 11, 2021
Book Page	1645/930

Lender

Name	1ST STATE BANK
Type	Bank
Address	SAGINAW, MI 48605

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,900	$781,800
2025	$17,358.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	30 (1986–2020)
Claims Outside the SFHA	4 of 30
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 22 claims Severe Storms & Flooding, Sep 1986 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000