3103 Tudor Rd, Waldorf, MD 20601 Property Records

Charles County property record for 3103 Tudor Rd, Waldorf, MD 20601

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,704 sqft · built 1980
Lot Size	0.362 acres (15,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$182,500 (Apr 2000)
Tax Bill	$11,280 (2025)
Deeds & Mortgages	Aug 2018 Second Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-045712`

Property Details

APN / Parcel Number

Primary APN	`08-045712`
Alternative APNs	`8045712` `045712`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,704 sqft Living Area
Gross Area	3,472 sqft
1st Floor Area	1,716 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,750 sqft (0.362 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	045712
Street Address	3103 TUDOR RD
City	WALDORF
State	MD
Zip	20601-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	L-41 B-I S-3-B PINEFIELD SUB
Legal Subdivision	PINEFIELD SUB
Legal Block	I
Legal Lot Number	41
Jurisdiction	CHARLES MD
Township / Civil Division	8, BRYANTOWN
Census Block Group	4
Census Block	4001
Census Tract	850801

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3103 TUDOR RD, WALDORF, MD 20601-3018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NRL FCU
Apr 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2000 · Amount on Record
Deed Sale	Apr 4, 2000 · Amount on Record
Prior Sale	Sep 2, 1986 · Amount on Record
Deed Document Number	20009100
Deed Book / Page	2964 / 559
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3103 TUDOR RD, WALDORF, MD 20601-3018
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103610090
Date	Aug 14, 2018
Book Page	10361/090

Lender

Name	NRL FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22312

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Sep 1, 2023

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3103 TUDOR RD, WALDORF, MD 20601-3018
Document Number	0111320097
Instrument Date	Apr 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3103 TUDOR RD WALDORF MD 206013018, WALDORF, MD 20601-3018

Mortgage

Document Number	0111320097
Date	May 18, 2020
Book Page	011132/000097

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,200 (+34.97%) Land $98,300 Building $340,900	$439,200 (+34.97%) Land $98,300 Building $340,900
2025	$11,280.00 (+144.74%)
2023	$4,609.00 Homeowner's exemption	$325,400 Land $86,100 Building $239,300	$325,400 Land $86,100 Building $239,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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