3103 Timber Mill Dr, Matthews, NC 28104 Property Records

Union County property record for 3103 Timber Mill Dr, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	built 2022
Lot Size	0.039 acres (1,699 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Dec 2022)
Tax Bill	$2,596 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-099-334`

Property Details

APN / Parcel Number

Primary APN	`07-099-334`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,120 sqft Living Area
1st Floor Area	440 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	1,699 sqft (0.039 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3103 TIMBER MILL DR
City	MATTHEWS
State	NC
Zip	28104-1152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 53 STONE CREEK TOWNHOMES PH1 MAP2 OPCQ533-534
Legal Lot Number	53
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1003
Census Tract	20312

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3103 TIMBER MILL DR, MATTHEWS, NC 28104-1152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Jun 13, 2022	Warranty Deed, Transfer NVR SETTLEMENT SERVICES LAG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2022 · Amount on Record
Deed Sale	Dec 6, 2022 · Amount on Record
Deed Document Number	202239983
Deed Book / Page	8620 / 60
Record Updated	Oct 29, 2026

December 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 6, 2022
Property Address	3103 TIMBER MILL DR, MATTHEWS, NC 28104-1152
Document Number	0000862060
Book / Page	8620 / 60
Map Reference	CAB Q PG 927&928
Instrument Date	Dec 5, 2022
Instrument	39983
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10710 SIKES PL STE 250, 250, CHARLOTTE, NC 28277-8182

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3103 TIMBER MILL DR, STALLINGS, NC 28104-1152

Mortgage

Document Number	0000039984
Date	Dec 6, 2022
Instrument	39984

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jan 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	Other
Margin	3
Max Rate	10.5%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 13, 2022
Property Address	3103 TIMBER MILL DR, MATTHEWS, NC 28104-1152
Document Number	0000850039
Book / Page	8500 / 39
Map Reference	CAB Q FILE 533-534
Instrument Date	Jun 9, 2022
Instrument	21203
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	NVR SETTLEMENT SERVICES LAG

Transaction

Amount	Amount Recorded
Tax	$887.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1905 WOODSTOCK RD STE 9250, 9250, ROSWELL, GA 30075-5640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10710 SIKES PL STE 200, 200, CHARLOTTE, NC 28277-8191
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,900 (-) Land $91,400 Building $286,500	$377,900 (-) Land $91,400 Building $286,500
2025	$2,596.00 (+10.33%)	$377,900 (+35.84%) Land $91,400 Building $286,500	$377,900 (+35.84%) Land $91,400 Building $286,500
2023	$2,353.00	$278,200 Land $43,800 Building $234,400	$278,200 Land $43,800 Building $234,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ripple Fiber, Windstream.

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