3103 Sunset Ave, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 3103 Sunset Ave, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,004 sqft · built 1998
Lot Size	0.207 acres (8,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Apr 2015)
Tax Bill	$9,478 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`37-00094-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`37-00094-0000-00003`
Alternative APNs	`3700139S300013` `370009400003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,004 sqft Living Area
1st Floor Area	1,136 sqft
Upper Floors Area	868 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	100 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Deck Area	436 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	3700139S300013
Street Address	3103 SUNSET AVE
City	OCEAN
State	NJ
Zip	07712-4541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	OCEAN
Legal Block	94
Legal Lot Number	3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	4
Census Block	4015
Census Tract	806600

Owner

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3103 SUNSET AVE, OCEAN, NJ 07712-4541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage BFF LENDING SERVICE INC
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage BFF LNDG SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2015 · Amount on Record
Deed Sale	Apr 22, 2015 · Amount on Record
Prior Sale	Nov 25, 1998 · Amount on Record
Deed Document Number	201534601
Deed Book / Page	9109 / 5640
Last Transfer Date	Feb 2, 2022
Transfer Doc	0095783309
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 14, 2022
Property Address	3103 SUNSET AVE, OCEAN, NJ 07712-4541
Document Number	0095783309
Book / Page	9578 / 3309
Instrument Date	Feb 2, 2022
Instrument	2022017559
Transaction Type	Transfer
Record Updated	Mar 3, 2022
Title Company	ANGEL TITLE AND ABSTRACT INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 SUNSET AVE, OCEAN, NJ 07712-4541

Mortgage

Document Number	2022017560
Date	Feb 14, 2022
Instrument	2022017560

Lender

Name	BFF LENDING SERVICE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	162 Months
Due	Aug 1, 2035

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	3103 SUNSET AVE, OCEAN, NJ 07712-4541
Document Number	0000037368
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	ANGEL TITLE AND ABSTRACT INC, ANGEL TITLE & ABS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 SUNSET AVE OCEAN NJ 077124541, OCEAN, NJ 07712-4541

Mortgage

Document Number	0000037368
Date	Apr 15, 2020
Book Page	009406/005642
Instrument	37368

Lender

Name	BFF LNDG SVCS INC
Address	HOLMDEL, NJ 07733

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 14, 2035

Tax Assessment & Valuation

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$768,300 (+11.79%) Land $429,300 Building $339,000	$768,300 (+11.79%) Land $429,300 Building $339,000
2025	$9,478.00 (-2.52%)	$687,300 (+16.91%) Land $412,300 Building $275,000	$687,300 (+16.91%) Land $412,300 Building $275,000
2024	$9,723.00 (+8.86%)
2023		$587,900 Land $305,200 Building $282,700	$587,900 Land $305,200 Building $282,700
2022	$8,932.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1980–2026)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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